good post

The "Crypto Clarity Act" (Digital Asset Clarity Act of 2025) is a bill in the United States that seeks to establish a clear regulatory framework for cryptocurrencies and other digital assets.

Its main objective is to end the legal uncertainty that has existed in this sector, assigning clear oversight responsibilities to regulatory agencies.

1. Definition and Classification of Digital Assets:
* The law seeks to classify digital assets into different categories: securities, commodities, and stablecoins. This is one of the biggest clarifications, as there is currently confusion about which agency should regulate each type of crypto asset.

* It proposes that the Commodity Futures Trading Commission (CFTC) have primary oversight over most digital assets classified as "digital commodities" (such as Bitcoin and possibly Ethereum, Cardano, Polkadot, Tezos, and Avalanche, among others), while the Securities and Exchange Commission (SEC) would maintain jurisdiction over those tokens that are considered securities.
* To be classified as a "digital commodity," a blockchain must be "mature" and its value must derive "substantially from the use and functioning of the blockchain", not restrict or privilege any user, and limit ownership by certain holders to less than 20% of the circulating units.

2. Clear Regulatory Framework:
* It seeks to create a more predictable regulatory environment for cryptocurrency companies, which could stimulate institutional investment and improve market stability.

* It establishes provisional registration pathways for companies, allowing them to operate while agencies develop more detailed regulations.
* It introduces compliance requirements similar to those of traditional financial companies in areas such as anti-money laundering (AML) and know your customer (KYC)

#StablecoinLaw #EEUU #SEC #blockchain #CryptoClarityAct $USD1 $USDC