If the AMM protocol solved the problem of on-chain liquidity, then the Treehouse protocol is addressing another critical gap: the absence of interest rate benchmarks.

In traditional finance, whether in loans, derivatives, or bulk trading, there is reliance on a clear interest rate curve. However, in DeFi, most yields exhibit extreme volatility, lacking stable benchmark tools. The emergence of the Treehouse protocol is intended to fill this void.

By designing fixed income strategy pools, Treehouse has built a relatively stable "yield anchor" on-chain. This not only allows ordinary users to intuitively understand their annualized returns but also provides DeFi developers with a connectable interest rate tool. As Treehouse's interest rate system gradually takes shape, it may even become a core reference for on-chain bonds, futures, and structured financial products.

From the perspective of infrastructure, the Treehouse protocol is enabling DeFi to have its own "LIBOR" or "government bond yield curve." This will inject more specialized financial logic into the entire crypto financial market, rather than just being driven by speculation @Treehouse Official #Treehouse $TREE