Web3 finance has always been trapped in a 'dilemma': either pursue high performance but become a 'technical isolated product' (users can't use it), or focus on practicality but get stuck in 'performance bottlenecks' (stuttering as soon as it is used). Solayer insists on breaking this balance - it uses InfiniSVM hardware acceleration technology to make up for the 'performance shortcoming', uses Emerald Card to open up 'practical scenarios', and then uses sUSD to connect traditional finance, creating a 'fast enough performance, cool enough to use, and can earn money' Web3 ecosystem on the basis of 350 million TVL, 104,500+ core users, and a compliant scale of nearly 31 million sUSD. More importantly, the current price of $LAYER at $0.55-$0.62 has fallen by 75% from its historical high of $2.55, and this state of 'severely undervalued' is rapidly reversing as the ecosystem takes hold.
First, InfiniSVM: From software compromise to hardware reconstruction, 1 million TPS ends the performance lie
In the past few years, the blockchain industry has been circling in 'software optimization compromises': Ethereum relies on sharding to improve efficiency in a 'toothpaste-like' manner, and TPS is difficult to break 100; Solana uses PoH technology to rush to 10,000 TPS, but it has to repeatedly weigh between 'speed' and 'stability' - when encountering high-frequency transactions and large-scale NFT mints, it still cannot escape the fate of 'stuttering, Gas fee skyrocketing'. Solayer's InfiniSVM directly skips 'software compromises' and reconstructs the blockchain performance logic from the hardware level.
Its core breakthrough is the deep integration of 'hardware-exclusive engine + parallel processing architecture': on the one hand, it adopts InfiniBand (infinite bandwidth technology) and RDMA (remote direct memory access) to transfer 'computing power black hole' tasks such as transaction verification and data transmission from general-purpose servers to programmable dedicated chips (such as FPGA). This is like installing a 'racing-grade engine' for the blockchain, and the data does not need to be forwarded layer by layer through the operating system, but directly flows between the hardware at high speed, achieving millisecond-level latency - the traditional blockchain's 1-3 second transaction confirmation time is compressed to 'almost imperceptible' here, and the efficiency is tens of thousands of times higher than bank cross-border payments (average 1-3 days). On the other hand, relying on the 'multi-execution cluster architecture', InfiniSVM can allocate non-conflicting transactions of different users (such as A's SOL transfer and B's sUSD exchange) to independent clusters for parallel processing, completely getting rid of the performance limitations of 'single-chain serial', and the ultimate goal is to reach 1 million+ TPS and 100Gbps bandwidth, which is 100 times higher than the current performance of Solana.
For ordinary users, this restructuring is not a 'digital game', but a 'revolution in experience': in the future, when doing DeFi transactions in the Solayer ecosystem, you no longer have to stare at the 'pending' interface anxiously waiting; when grabbing popular NFTs, you don't have to watch the opportunity slip away because of 'on-chain congestion'; even if you transfer $5 of SOL to a friend, you can enjoy 'instant arrival and zero fees' - blockchain has finally changed from a 'toy for technology enthusiasts' to a 'tool that ordinary people can use every day'.
Second, Hardware Layer1 Pioneer: The 'Rule Maker' for DeFi Scaling and Institutional Entry
Why is Solayer called the 'pioneer of hardware-accelerated Layer1'? It's not because it was the first to use hardware, but because it formulated new game rules targeting Web3's 'core contradiction' - enabling DeFi to scale, allowing institutions to enter the market, and ensuring that the two do not conflict.
For DeFi, 'scaling' requires not only 'speed', but also 'fast, fair, and fast and secure'. Most high-TPS public chains currently either sacrifice decentralization for speed (such as centralized sequencers), or sacrifice efficiency for fairness (such as everyone queuing for transactions). Solayer's 'shared validator network' allows dApps to directly reuse Solana's decentralized security system and InfiniSVM's high performance without building their own validation nodes; and achieves fairness through the 'endogenous AVS mechanism' - users pledge LAYER or sSOL to obtain 'transaction priority weight', the more pledged, the greater the contribution, the faster the transaction confirmation, which avoids the abnormal rule of 'who pays the higher Gas fee gets priority', and can improve ecosystem security through pledge incentives. For example, after cooperating with Jupiter (Solana's largest AMM), sSOL users' liquidity mining transactions on Jupiter are 3 times faster than ordinary users, and Gas fees are reduced by 50%, directly attracting 12,000 new users and pushing sSOL re-pledge TVL to break through $186 million.
For institutions, 'entering the market' requires not only 'compliance', but also 'capital efficiency'. Traditional institutions' concerns about blockchain include 'instability, opacity,' and 'low asset returns' - putting money in stablecoins is not as good as buying government bonds and earning interest. Solayer's sUSD (a stablecoin in partnership with OpenEden) solves this pain point: it is 100% backed by U.S. short-term treasury bonds, and users can check the treasury bond holding certificate on the official website in real time, completely eliminating the risk of 'algorithmic crashes'. At the same time, the interest generated by the treasury bonds will be returned to sUSD holders at a rate of '4% annual yield (APY)' on a daily basis, which is much higher than traditional money market funds (0.2%-0.5% APY). This 'high security + high yield' combination has attracted two traditional asset management institutions to transfer some of their funds to sUSD, driving its TVL from $8 million at the beginning of 2025 to $31 million, an increase of over 280%.
Third, InfiniSVM Landing: Cross-border payment, high-frequency trading, AI risk control, covering all dimensions of scenarios
If high-performance technology only stays at 'testnet data', it is 'deceiving oneself' - Solayer has already implemented InfiniSVM's capabilities into practical scenarios for 'enterprises, institutions, and individuals' across all dimensions, and each scenario accurately addresses the pain points of traditional finance.
• Real-time cross-border settlement for multinational corporations: Traditional cross-border transfers for multinational companies require multiple steps: 'opening bank → intermediary bank → receiving bank', taking 1-3 days with fees as high as 1%-3%. Relying on InfiniSVM's millisecond-level latency and cross-chain compatibility, companies can achieve real-time conversion and settlement of 'SOL on the Solana chain → USDT on the BNB Chain' through the Solayer ecosystem. The entire process takes less than 10 seconds, and fees are reduced to below 0.1%. One Southeast Asian cross-border e-commerce company is already testing this feature, and it is expected to be officially launched in Q4, saving over $2 million in fees annually.
• Personal high-frequency quantitative trading: Ordinary users often 'miss the best market conditions' due to blockchain delays when doing high-frequency trading - for example, when they see a sharp drop in the price of a certain token and want to buy the dip, after submitting the order, the price has rebounded due to congestion delays of 10 seconds, resulting in a transaction loss. InfiniSVM's zero-latency allows individual users to enjoy 'institutional-level trading speed': by connecting to quantitative tools in the Solayer ecosystem, users can set 'price trigger instant transactions', and orders can be executed within 1 second of market changes, increasing the success rate of traditional blockchain transactions by 60%.
• AI-driven inclusive DeFi: Traditional DeFi lending can only do 'over-collateralization' because it 'cannot assess credit in real time', excluding a large number of uncollateralized users. InfiniSVM's high concurrency allows AI models to capture multi-dimensional data such as users' sSOL pledge amount, sUSD holding time, and Emerald Card consumption records in real time, generating a 'Solayer credit score' within 100 milliseconds. Users with a credit score of 700 or higher can enjoy '1.2x collateralized lending' (e.g., collateralizing $120 of sSOL to borrow $100 of sUSD); users with a credit score above 800 can also apply for uncollateralized microloans of up to $500, truly achieving 'inclusive finance'. Two DeFi lending protocols have already integrated this credit system, and user growth during the testing period has exceeded 3,000.
Fourth, Emerald Card: A revolution from 'holding crypto' to 'earning crypto'
For a long time, the value of crypto has been trapped in the single dimension of 'holding and waiting for appreciation' - users buy SOL and sSOL, and can only put them in wallets or exchanges. If they want to use them in reality, they must go through the cumbersome process of 'exchanging to fiat currency → withdrawing to a bank card → exchanging to local currency', which is time-consuming and costly. Solayer's Emerald Card completely breaks this 'holding stalemate' and allows crypto to enter a new stage of 'earning by using'.
Its core advantages are 'zero-threshold usability + instant rewards': users do not need to learn complex blockchain operations, they only need to transfer SOL or sUSD to the Emerald Card account in the Solayer wallet to obtain dual rights and interests of 'physical card + virtual card' - the physical card can be swiped and spent at offline merchants around the world, and the virtual card can be bound to mobile payments (such as Apple Pay, Google Pay), covering over 40 million Visa/Mastercard partner merchants. For example, when users travel to Australia and buy tickets at the Sydney Opera House, they can directly pay by swiping the Emerald Card, which is backed by InfiniSVM to complete the real-time exchange and settlement of 'SOL → Australian dollar', the whole process takes less than 1 second, and the experience is completely the same as traditional credit cards.
What is even more disruptive is the 'earn LAYER for every transaction' reward mechanism: users can get a LAYER reward of 'consumption amount × 0.01' for each transaction (e.g. 2 LAYER earned for a $200 spend), and the reward is automatically transferred to the user's Solayer wallet within 10 seconds after the transaction is completed, with no expiration date or exchange threshold - users can directly sell it on exchanges like Binance and exchange it for fiat currency, or pledge LAYER to continue earning yield. According to Solayer official data, Emerald Card users spend an average of $1,500 per month, and at the current LAYER price of 0.6, they can earn an additional $9 per month; if LAYER rises to $5, the monthly reward will reach $75, which is equivalent to 'earning half a month's rent for free'. Currently, there are over 23,000 Emerald Card application users, with an activation rate of 88%, and over 60% of users say 'I only bring this card when I go out now'.
Fifth, the synergy of core and card: Without InfiniSVM, there would be no 'seamless consumption experience'
Many people wonder: 'There are other crypto payment cards on the market, why is Emerald Card the only one that can achieve 'no lag, instant rewards'?' The answer lies in the 'deep synergy between InfiniSVM and Emerald Card' - this synergy is not a 'simple splicing', but a 'gene binding of hardware engine and application scenario', which is a barrier that other pure software blockchain projects can never replicate.
The 'stuttering and delay' of traditional crypto payment cards is essentially because the 'performance cannot keep up with the demand': when users swipe their cards, they need to complete three steps on the chain: 'asset lock → exchange to fiat currency → transmit payment instructions'. If the blockchain TPS is insufficient, there will be 'card swipe failure' and 'money deducted but merchant not received' situations; reward issuance is even more of a 'lagging item', requiring the payment platform to manually count transaction data and then issue rewards in batches, with a cycle as long as 3-7 days.
The 'smoothness' of Emerald Card completely depends on the hardware performance support of InfiniSVM:
1. Real-time settlement engine: User card swipe instructions will be directly connected to InfiniSVM's 'payment-specific processing cluster', without queuing with other transactions, and can complete the entire process of 'asset lock → exchange calculation → payment confirmation' in milliseconds, with a card swipe success rate of 99.9%, far exceeding the industry average of 85%;
2. Synchronous reward mechanism: While processing payments, InfiniSVM will automatically trigger the 'reward smart contract', calculate the $LAYER reward in real time based on the consumption amount, and transfer it directly to the user's wallet through the hardware-accelerated transfer channel, without any manual intervention;
3. Ultra-high concurrency carrying capacity: Even if 100,000 users use Emerald Card for consumption at the same time (such as the 'Black Friday' shopping festival), InfiniSVM's 1 million+ TPS can easily handle it without 'peak period stuttering' - this is a capability that traditional blockchains (such as Ethereum) simply cannot achieve.
Summary: Solayer is not an 'improver', but a 'new rule maker' for Web3 finance
The Web3 industry does not lack projects that 'improve existing technologies', but lacks players who 'break existing rules and formulate new orders' - Solayer is the latter. It did not circle in the framework of 'software optimization', but used InfiniSVM to reconstruct the blockchain performance logic; it did not trap crypto in 'exchange ups and downs', but used Emerald Card to bring it into daily life; it did not separate 'Web3 and traditional finance', but used sUSD to build a compliant bridge.
The current price of LAYER is severely divorced from its fundamentals: 350 million TVL, 104,500 users, and a sUSD scale of 31 million. This divergence is not because of 'poor value', but because 'the market has not fully recognized its value'. With the landing of the InfiniSVM 1 million TPS mainnet, the Emerald Card covering more countries, and cross-chain expansion to the Ethereum ecosystem, Solayer's 'performance + utility + compliance' advantages will be further amplified, and the value of LAYER will gradually return.
For users and investors, deploying Solayer now is not 'betting on a technical concept', but 'seizing the early dividends of Web3's new financial rules' - after all, projects that can simultaneously solve the three core pain points of 'performance bottlenecks, practical scenarios, and compliant access' are rare in the Web3 industry. @Solayer #BuiltOnSolayer $LAYER
