Smart Risk Management**:
- **Profitability Assessment & Utilization Rate**: A system for monitoring the utilization level of borrowed ETH. If it exceeds the safe threshold (for example: >89% for 2 days), Treehouse will automatically adjust to protect the sustainability of the protocol.
- **Protocol-Owned Peg Protection (PPP)**: If **tETH** loses its peg (value lower than wstETH), Treehouse's insurance fund will intervene to buy back and rebalance the price, protecting users from volatility.