Recently, some individuals asked how to withdraw funds, and I summarized two main categories based on common market paths.



1. Direct C2C withdrawal

This is the most common and simplest method. Operational process: Sell assets (USDT/USDC) on mainstream exchanges (Binance, OKX, Bybit, Gate, etc.);


The platform matches merchants to accept orders, and merchants transfer to your collection account via bank card / WeChat / Alipay; after confirming the receipt, click 'Release Currency' on the platform to complete the transaction.


Advantages: Fast, low fees, suitable for small or medium amounts of funds.

Things to note: Choose highly reputable merchants certified by the platform to avoid payment disputes; individual transaction amounts should not be too large to avoid triggering payment risk control; for WeChat and Alipay, it is recommended to bind a dedicated collection account to avoid frequent large amounts of funds causing account restrictions.



2. Multi-layer channel withdrawal

For users with large amounts of funds or those needing to enhance fund concealment, multi-layer paths are safer:


1. Kraken path, transfer USDT from the main exchange to Kraken; after selling on Kraken, withdraw to overseas accounts such as iFast, N26, SafePal, Myfn; then transfer to domestic bank cards via Panda Quick Remittance / Wise.


Advantages: Suitable for large amounts, layered handling of fund flow, higher security.
Disadvantages: Requires overseas account setup, more operational steps.


2. BiyaPay / Victory Securities / Virtual U Card path

Funds first enter BiyaPay or securities accounts;

The platform exchanges for fiat currency; funds are remitted to the mainland through cross-border payment or Hong Kong bank cards.


Advantages: More professional, suitable for users with large amounts of funds seeking stability.

Disadvantages: Higher threshold, requires account setup in advance.



3. The final landing method for funds, regardless of the path used, the final funds will flow to: domestic bank cards: mainstream banks such as ICBC, CCB, ABC, BOC, CMB; payment tools: WeChat, Alipay;


Transit accounts: HSBC, Bank of China, Industrial and Commercial Bank of China, Macau bank cards, Ant Financial, Tianxing, and other channels.


4. Need to know operational details and risk control
Batch withdrawal: Large amounts of funds should not be operated in a single transaction; it is advisable to split them into multiple transactions to reduce risk control risks.

Preparation in advance: Cross-border payment tools (Wise, Panda Quick Remittance) and overseas accounts should be verified in advance and tested with small transactions.


Fund remarks: Avoid sensitive terms in transfer remarks, keep the fund flow reasonable and compliant.

Information protection: Do not casually share transaction screenshots in friend circles, protect fund safety, and avoid showing off.


Suggestions: For small amounts of funds: prioritize C2C withdrawals, which are simple and efficient; for large amounts of funds: recommend multi-layer channels, handling through overseas accounts and cross-border payment tools for safe landing.



👉 For those still confused, the director has organized a complete withdrawal path and tool list, remember to follow.#BNB创新高