HUMA Series (16): How Huma Reshapes the Supply Chain
Supply chain finance has always been a challenging issue, especially for small and medium-sized enterprises, which often have to wait for upstream payments to circulate funds, and can easily get stuck. After Huma Finance came along, things changed. It has taken financing based on accounts receivable on the blockchain to new heights, allowing businesses to borrow directly against future invoices or revenues without needing to pledge physical assets. Just think about it: after suppliers ship goods, they can access most of their funds through the Huma protocol without waiting painfully for 60-90 days, instantly improving liquidity.
The core of Huma is the PayFi network, which integrates payment and financing on the high-speed Solana blockchain, making real-time settlement a reality. In the past, the supply chain resembled a broken chain, with opaque information and high risks. Now, Huma uses smart contracts to analyze cash flow patterns, providing liquidity for 70-90% of expected income, and it also supports stablecoin-driven transactions, all openly recorded on the blockchain. Businesses can easily access global liquidity pools, reduce costs, and avoid the layers of approval from traditional banks.
For merchants, this means faster cash recovery and expanded production; for investors, it represents real-world credit opportunities to earn stable returns. Huma 2.0's permissionless model allows retail users to join, driving community growth even stronger. The supply chain is no longer a bottleneck but an accelerator, promoting a more efficient global economy. Huma is not just a tool; it is reshaping the entire ecosystem, allowing money to flow and empowering every link in the chain.
