Huma Finance is building a transparent financial ecosystem.
Huma Finance is using the PayFi network to build a transparent Web3 financial ecosystem.
It allows users to borrow against future income, such as invoices or wages. Smart contracts instantly disburse loans based on cash flow analysis, with amounts up to 90% of expected income.
The $HUMA token supports governance and incentives, and staking allows for decision-making participation, resulting in a highly active community.
The platform has over 3.8 billion transactions, zero defaults, and is backed by $38 million in funding. Its security has been rigorously audited.
Recently merging with Arf and expanding to Solana, Huma's uncollateralized lending model reduces transaction costs to a few cents, with confirmation times under 400 milliseconds. Huma's uncollateralized lending model addresses the high barriers to entry in traditional finance and is particularly well-suited for small and medium-sized enterprises.
Demand for Web3 payments and financing is rapidly growing, and Huma's API allows developers to easily extend their applications. HUMA points rewards and airdrops have attracted significant user interest, demonstrating strong ecosystem momentum.
Huma Finance acts as a financial transparency agent for Web3, making lending and payments simpler and more reliable.
Huma Finance is building a transparent Web3 financial ecosystem with its PayFi network.
It lets users borrow against future income like invoices or wages, with smart contracts lending up to 90% based on cash flow analysis.
The $H$HUMA ken fuels governance and incentives, with staking enabling decision-making and high community engagement.
With over $3.8 billion in transactions, zero defaults, and $38 million in funding, it’s rigorously audited for safety.
A recent Arf merger expanded it to Solana, with fees at pennies and confirmation under 400 ms.
Huma’s unsecured lending model tackles traditional finance’s high barriers, ideal for SMEs.
Web3’s payment and financing needs are surging, and Huma’s APIs let developers expand applications easily.
$HUMA’s points rewards and airdrop events draw users, with strong ecosystem momentum.
Huma Finance is like Web3’s transparency agent, making lending and payments simpler and trustworthy.