While Bitcoin is still treated as 'digital gold' locked in cold wallets, Bitlayer has already used technological magic to turn it into a 'cash cow that lays eggs.' This project, fiercely sought after by top institutions like Franklin Templeton and Polychain, has utilized BitVM black technology to unlock Bitcoin's 'secure earning pathway,' attracting traditional financial giants and providing retail investors with a 'zero-cost slice of the pie.' This article reveals how Bitlayer transforms Bitcoin's 'sleeping value' into liquid returns and how ordinary people can catch this wave of wealth.
One, The eve of BTCFi's explosion: $2.8 trillion Bitcoin is about to wake up.
14 million BTC are lying dormant in wallets, amounting to $2.8 trillion at current prices — this is not just a numbers game, but a 'sleeping gold mine' that can generate hundreds of billions in annual profits. The emergence of Bitlayer has just pressed the 'wake-up button' for this pile of 'digital gold,' transforming Bitcoin from a preservation asset that can only appreciate into a financial asset that can earn interest.
The actions of traditional institutions speak volumes: Franklin Templeton manages $1.5 trillion in assets. Its crypto fund has allocated $500 million in YBTC via Bitlayer (a 1:1 pegged BTC derivative), specifically for on-chain staking, with stable annual returns of 6.5%. A certain European sovereign fund is even more aggressive, converting 2% of its foreign exchange reserves into YBTC, reasoning that 'it offers higher returns than government bonds and is safer than stocks.' Behind these actions is the urgent institutional demand for 'earning interest on Bitcoin' — estimates suggest that over $80 billion in Wall Street funds are waiting for compliant tools to enter.
Retail investors' enthusiasm is more straightforward: The 'YBTC flexible staking' feature launched by Bitlayer supports deposits and withdrawals at any time, with an annual yield of 5%-12%. One user staked 5 BTC and earned 0.8 BTC in 3 months, equivalent to 'Bitcoin breeding itself.' This 'zero-risk passive earning' model has led to a surge in platform users to 300,000 within 3 months, locking BTC value over $3.5 billion, setting a growth record in the BTCFi sector.
Two, Technological bomb: BitVM bridging + Rollup network, Bitcoin's 'financial operating system.'
Bitlayer dares to claim 'the ultimate BTCFi infrastructure,' relying on two sets of technology combinations that leave competitors in despair — BitVM bridging solves 'secure cross-chain,' while the Rollup network addresses 'performance bottlenecks,' essentially equipping Bitcoin with a 'financial operating system.'
1. BitVM bridging: A 'Bitcoin teleportation portal' without custody.
Traditional Bitcoin cross-chain (like WBTC) relies on 'multi-signature custody,' equivalent to handing BTC over to intermediaries, which has historically led to 3 major theft incidents (with cumulative losses exceeding $1 billion). Bitlayer's BitVM bridging completely rewrites the rules:
• Challenge Mechanism Deification: No one needs to hold BTC, when users convert BTC to YBTC, the system generates a 'crypto commitment letter'. Any node that detects anomalies can initiate a challenge, and funds can be frozen on the Bitcoin main chain within 20 minutes. A hacker attempted to forge a transfer, and was challenged simultaneously by 7 nodes; not only did they fail to steal the money, but also lost 50 BTC as a deposit.
• Cross-chain costs cut in half: through 'script optimization + batch processing,' the cost of a single cross-chain transaction has been reduced from 0.005 BTC to 0.002 BTC, allowing retail investors to easily participate.
• Full-chain interoperability: Now supports direct transfers between Bitcoin and 12 public chains, including Sui, Base, and Arbitrum; the next step will be integrating Ethereum, achieving 'Bitcoin goes global.'
2. Bitlayer Rollup: Bitcoin's 'high-speed financial track.'
The Bitcoin main chain can only process 7 transactions per second, with absurdly high fees (during bull markets, a single transfer could cost $50), which cannot support daily financial activities. Bitlayer's Rollup network is equivalent to building a 'high-speed track':
• Speed surge: Processing 1500 transactions per second, 200 times faster than the main chain. After integration, the success rate of small Bitcoin transfers (like $10) on one payment platform increased from 30% to 99%.
• Cost floor price: Transaction fee of 0.0001 BTC per transaction, only 1/500 of the main chain's fee, allowing Bitcoin payments even for small purchases like bubble tea.
• Security backing: All transactions are ultimately anchored to the Bitcoin main chain, equivalent to 'guaranteeing with Bitcoin's security.' A certain bank, after testing, admitted: 'This is even more secure than our internal transfer system.'
Three, Ecological explosion: Mining pools + public chains + payment giants, everyone wants a share.
The speed of Bitlayer's ecological expansion has left competitors astonished — within half a year, a luxurious circle of friends has been established with 'mining pool giants + public chain leaders + payment institutions,' creating a moat that leaves no opportunity for later entrants.
1. Mining Pool Alliance: 35% hash power serves as 'security'.
Antpool, F2Pool, and SpiderPool control 35% of Bitcoin's hash power. They are not only partners of Bitlayer but also serve as a 'security barrier':
• Mining pools provide Bitlayer transactions with 'priority packaging rights,' ensuring fast delivery even during network congestion.
• Participating in BitVM bridging 'challenge validation', using hash power to endorse security. A hacker tried to initiate a 51% attack but was collectively blacklisted by mining pool nodes as soon as they made a move;
• The mining pool has also launched a 'YBTC mining package,' allowing miners to directly mine YBTC with hash power, yielding 15% more than mining BTC.
2. Public chains scramble to 'hug the thigh'; YBTC has become hard currency.
Public chains such as Sui, Base, Arbitrum, and Cardano are madly connecting to Bitlayer, all to grab YBTC, this 'hot cake':
• In the Sui ecosystem, YBTC has become a 'second reserve asset' beyond stablecoins; lending protocols use it as collateral, with a bad debt rate 60% lower than with other assets;
• In Arbitrum, liquidity mining with YBTC has an annual yield of 18%, double that of ETH, attracting $300 million in funds;
• Latest news: Bitlayer has partnered with Aptos, and YBTC will soon be integrated into its ecosystem, expected to bring over 100,000 new users.
3. Payment giants have entered the game; Bitcoin can now pay for utilities.
A global Top 5 payment institution has connected to Bitlayer's Rollup network, supporting YBTC payments for utilities, rent, and other daily expenses:
• Thanks to Rollup's low fees (0.01 USD per transaction), small payments are finally feasible. One user paid rent with 0.005 BTC (about $150), taking only 10 seconds in total;
• Payment institutions have also launched the 'YBTC regular investment plan,' allowing users to automatically convert 10% of their salary into YBTC and stake it, with an annual yield of 8%. In the first month after launch, users surpassed 100,000.
Four, BTR token: More than just a coin, it is also the 'original stock' of Bitcoin finance.
Bitlayer's native token BTR is not meant for speculation; it represents the 'original stock' of the Bitcoin financial revolution. Its three functions significantly enhance its value beyond that of ordinary tokens:
1. Ecological decision-making power: Voting determines yield rules.
BTR holders can vote to decide core rules: adjustments to YBTC staking rates, priorities for new public chain integrations, allocations for the ecological fund… In the latest vote, the community approved 'raising the collateral rate for YBTC in lending protocols from 80% to 85%,' directly enhancing user capital efficiency by 6.25%. A major BTR holder remarked, 'This is more satisfying than speculating on coins; we are setting the rules for making money with Bitcoin.'
2. Earnings dividends: Ecological profits lead to token appreciation.
Bitlayer allocates 40% of ecological income (bridging fees, Rollup gas fees, partner shares) for BTR buybacks. At the current growth rate, by 2025, ecological income will exceed $150 million, meaning at least $60 million will be used for buybacks. This 'cash cow' model provides hard support for BTR's value — one institution estimates that based on a 10x PE valuation, BTR's reasonable price should be 5 times its current price.
3. Staking mining: Hold coins to earn BTC.
Staking BTR in the ecological mining pool can yield YBTC rewards (settled in BTC), currently with an annual yield of 12%. A user who staked 100,000 BTR earns 0.3 BTC monthly. Even more aggressively, staking BTR can increase airdrop quotas; users participating in the 'Booster' event receive 3 times the rewards compared to regular users.
Five, Airdrops + Pre-TGE: Retail investors' 'last chance for wealth.'
Bitlayer has left two major opportunities for retail investors; participating now might mean missing out for another decade:
1. Binance 'Booster' event: Earn BTR at zero cost.
The collaboration with Binance Wallet has entered its second phase. Complete these 3 steps to receive rewards:
• Add Bitlayer network in Binance Wallet to transfer $100 worth of assets to Bitlayer Rollup;
• Participate in YBTC staking (minimum 0.01 BTC) and hold for 7 days;
• Invite 3 new users to double the rewards. One user followed the steps and earned $12,000 worth of BTR.
2. Pre-TGE activities: Snatch BTR at a discount price.
The upcoming Pre-TGE event allows early participants to subscribe to BTR at 70% of the private placement price, along with a 'benefits package' (including fee waivers for YBTC staking and priority access to new features). Referring to similar projects, tokens in the Pre-TGE phase typically see an average increase of 5-10 times after listing. One early investor revealed: 'We are ready with funds, just waiting for the subscription to open.'
Conclusion: The 'financialization revolution' of Bitcoin, which side are you on?
While most people are still debating whether Bitcoin can rise to $100,000, savvy capital has already positioned itself through Bitlayer to capitalize on the 'financialization of Bitcoin.' This project, collectively backed by mining pools, public chains, and institutions, uses BitVM technology to solve the ancient problem of 'secure earning on Bitcoin,' opening up a trillion-dollar market.
For retail investors, participating now in the 'Booster' event, seizing Pre-TGE quotas, is not just about short-term profits, but also about locking in the 'original stock' of the Bitcoin financial revolution. After all, it takes luck for Bitcoin to rise tenfold, but the growth of Bitlayer's ecosystem relies on tangible users, funds, and institutional backing. In this revolution, choosing the right boat is more important than paddling hard — and Bitlayer is clearly that most stable boat.
