Can XRP dethrone Ethereum from the second position in the cryptocurrency rankings? ChatGPT named the condition under which this is possible.

Ripple coin (XRP) has firmly established itself in third place in the cryptocurrency ranking. However, project fans do not lose hope that Ripple will eventually surpass Ethereum (ETH) and take second place in terms of market capitalization. BeInCrypto's editorial team decided to find out what the latest neural network from OpenAI thinks about the possibility of such 'flipping'.

ChatGPT-5 described a scenario in which XRP surpasses Ethereum as unlikely. Here’s how it assessed the prospects of such 'flipping':

Short-term scenario (2025-2026): probability < 5%. With a favorable outcome in the Ripple vs. SEC lawsuit and approval of a spot ETF in the USA, the value of XRP should triple, while Ethereum stagnates. This scenario is considered extremely unlikely.

Medium-term (2027-2029): probability 15-20%. This scenario assumes global regulatory clarity, integration of XRP into cross-border payment systems, and corridors for central bank digital currencies (CBDC). In this case, XRP at a price of $12 (capitalization $700 billion) could narrow the gap with ETH at $20,000 (capitalization $2.4 trillion) but not exceed it, except in cases of significant underperformance by Ethereum.

Long-term (after 2030): probability 25-30%. Here, Ripple technology becomes the foundation of global financial calculations, CBDC infrastructure, and tokenized asset transfers.

The first realistic window for surpassing ETH may open between 2028 and 2030 under favorable conditions: unambiguous victories in court will be needed, widespread adoption in the banking sector, an influx of institutional funds through XRP-ETF, and a slowdown in Ethereum's growth.

If ETH stagnates at $5,000, and XRP surpasses $12, 'flipping' is possible. But if ETH reaches $25,000, XRP would need to exceed $50, which is a very ambitious level considering its circulating supply. Despite the bullish dynamics of both assets, Ethereum maintains a significant advantage due to its dominance in the decentralized finance (DeFi), NFT segments, and growing institutional adoption.

  • IMPORTANT: AI-generated forecasts should be perceived as entertainment content, not financial advice. They are based on the analysis of publicly available data and do not take unforeseen market and regulatory events into account.

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