——3 sets of risk-free strategies + 5 hidden benefits, a DeFi profit template that ordinary people can replicate
While other DeFi protocols are still harvesting users with 'high APY tricks', TreehouseFi has created a 'guaranteed profit' earning system using tAssets and DOR mechanisms. From retail users earning 300 USD per month with 1 ETH to institutions staking 10,000 ETH earning hundreds of thousands a year, players of different capital scales can find their exclusive earning codes here. This article will dissect 3 sets of market-validated high-profit strategies, 5 overlooked hidden benefits, and the progression path from novice to expert, teaching you step by step how to turn 'stable income' into 'automatic cash flow' in the TreehouseFi ecosystem. $TREE
One, Retail entry: 'Easy earn trio' starting from 1 ETH
Even with just 1 ETH, one can play with 'income combos' in TreehouseFi, earning over 300+ USD passively per month is not a dream.
1. Basic staking: tETH static income guaranteed
The easiest entry method, turning ETH into tETH automatically earns money:
Operational steps: Connect wallet on TreehouseFi official website → Deposit ETH to exchange for tETH → Wait for earnings to arrive, completed in 3 minutes;
Earnings details: Basic staking annualized at 4% (Ethereum POS dividends) + market arbitrage 3%-5% (MEY mechanism automatic operation), totaling 7%-9%, earning 0.006-0.008 ETH per month for 1 ETH;
Hidden tips: Turn on 'automatic reinvestment' feature, with earnings directly turning into tETH, achieving a 15% higher return on compound interest compared to simple interest over one year.
2. Staking + lending: Maximizing capital utilization at 200%
Using tETH as collateral to borrow money, earning two returns from one asset:
Operational process: After staking tETH → Use Aave to deposit tETH → Borrow USDT or USDC → Use borrowed stablecoins to buy ETH and stake tETH, forming a capital cycle;
Earnings formula: tETH annualized at 9% - lending rate at 4% = net gain of 5%; 1 ETH principal can be leveraged to 2 ETH scale, actual annualized returns rise to 14%;
Risk control: Aave's collateral rate for tETH is as high as 80%; as long as ETH doesn't drop more than 20%, there won't be liquidation; this strategy maintained positive earnings during the flash crash in May 2025.
3. Nuts points harvesting: Zero-cost rewards for $TREE
Holding tETH automatically earns points, equivalent to free earnings:
Receiving method: After staking tETH, no further action is needed; the system automatically distributes Nuts points daily, with 1 ETH corresponding to 33 Nuts daily, accumulating 1000 Nuts monthly;
Monetization path: Nuts will be converted 1:1 into $TREE in the future, earning an additional 35 USD per month at current prices, equivalent to an annualized increase of +3.5%;
Acceleration tips: Complete simple tasks in Discord (like inviting friends, retweeting) to earn double Nuts cards, doubling earnings directly.
Two, Advanced strategies for large holders: 'Arbitrage harvesting machine' model for over 100 ETH
When capital reaches 100 ETH, one can unlock advanced gameplay in TreehouseFi, easily surpassing 20% annualized returns.
1. Cross-chain arbitrage: Capture multi-chain interest rate differences for easy profit
Arbitrage using differences in earnings across different chains, with low risk and stable returns:
Arbitrage logic: Ethereum mainnet tETH annualized at 9%, Mantle chain due to subsidies reaching 12%, cross-chain transfer earns a 3% price difference;
Operational steps: Stake tETH on Ethereum → Transfer via cross-chain bridge to Mantle → Exchange for Mantle version tETH → Transfer back to Ethereum upon expiration, earning a 3% price difference per operation;
Earnings calculation: 100 ETH cross-chain earns 3 ETH once, deducting 0.5 ETH fees, net earnings 2.5 ETH; a quarterly operation achieves annualized returns of 10%.
2. $TREE pledging nodes: When interest rate experts earn dual returns
Become a DOR node, predict interest rates and earn $TREE:
Node threshold: Stake 1000 $TREE (about 350 USD) to become a node; the system provides interest rate prediction tools, no professional knowledge required;
Earnings composition: Basic rewards + accuracy dividend, mid-level nodes earn 500-1000 $TREE monthly (worth 175-350 USD), with annualized returns of 120%-240%;
Passive plan: Don't want to predict yourself? Delegate $TREE to top nodes and enjoy 80% profit sharing, earning 140-280 USD per month for 1000 $TREE.
3. Leveraged staking: Use Aave leverage to amplify returns
For large holders with high risk tolerance, leverage can double returns:
Core gameplay: Deposit ETH in Aave to borrow tETH → Stake tETH for returns + stake $TREE → Use earnings to pay back borrowing interest, keeping leverage within 2x;
Earnings cap: 100 ETH principal leveraged to 200 ETH scale, with annualized returns reaching 20%-25% after deducting lending costs;
Risk control points: Leverage should not exceed 2.5 times; reduce positions immediately when ETH prices drop by 10% to avoid liquidation risks.
Three, Institutional gameplay: 'Customized income plans' for 1000 ETH levels
Institutional funds rely on scale advantages and exclusive channels, allowing them to access 'income privileges' that retail investors cannot.
1. Bulk staking channels: Enjoy protocol commissions + additional subsidies
Staking over 1000 ETH can connect to institutional exclusive services:
Fee discount: Regular users' staking fee is 0.3%, institutional staking fee is 0.1%, saving 2 ETH in fees per year for 1000 ETH;
Commission mechanism: Staking amount over 5000 ETH can receive 10% commission on protocol income; a certain institution staked 10,000 ETH, earning over 50 ETH in commissions annually;
Dedicated customer service: Equipped with 24-hour account managers, providing asset allocation advice and risk alerts to avoid operational errors.
2. RWA combo investment: On-chain national bonds + corporate bonds earn without fluctuation
Exclusive on-chain investment channel for institutions in traditional assets:
Product mix: 50% in tT-Bill (on-chain national bonds, annualized 3.2%) + 30% in corporate bond tokens (annualized 5%) + 20% in tETH (annualized 9%), with overall annualized return of 4.9%;
Risk level: National bonds and corporate bonds are both AAA-rated, with zero price fluctuations, suitable for risk-averse funds;
Minimum investment threshold: Institutional exclusive products start at a minimum of 1 million USD, with the test period being snatched up by 3 family offices.
3. Derivative hedging: Use DOR interest rate tools to lock in earnings
Institutional-level interest rate risk hedging plan:
Hedging logic: Purchase interest rate swap contracts based on DOR to convert floating income into fixed income, avoiding losses from falling interest rates;
Operational case: An institution staked 10,000 ETH worried about interest rates falling, bought a swap contract to lock in an annualized return of 8%, even if the market rate later dropped to 5%, settlement would still be at 8%;
Controllable costs: Hedging costs only 0.5%/year but can avoid interest rate fluctuation risks, suitable for large long-term funds.
Four, 5 hidden benefits: Earning details most users don't know
The TreehouseFi ecosystem hides many 'quietly lucrative' small tips; utilizing these benefits can increase earnings by another 30%.
1. Exchange holdings rebate: Binance/KuCoin hides extra rewards
Hold $TREE on partner exchanges:
Binance benefits: Holding 100 $TREE can enjoy a 50% discount on TreehouseFi fees, while also participating in 'staking mining' to earn an additional 8% annualized;
KuCoin privilege: Hold $TREE elite plan to unlock tETH staking limit; regular users are limited to 50 ETH, elite users have no limit;
Operational steps: Bind your TreehouseFi wallet in the exchange's 'Welfare Center' to automatically activate all rights.
2. Community task rewards: Complete tasks to earn $TREE
Content creation rewards: Write a TreehouseFi tutorial on Medium, with over 10,000 views rewarding 500 $TREE; a certain blogger earned 1,500 USD through 3 articles;
BUG feedback bounty: Submit feedback for minor product issues and receive a minimum reward of 100 $TREE, over 1 million have already been distributed;
Translation contributors: Translate documents into minority languages, compensated by word count; Japanese/Korean translators earn up to 50 USD per hour.
3. Cross-chain migration subsidies: Reimbursement for gas fees when staking on different chains
Cross-chain operations have subsidies, lowering arbitrage costs:
Subsidy rules: Users migrating from Ethereum to Arbitrum/Mantle can reimburse 50% gas fees, with a maximum reimbursement of 100 USD per transaction;
Receiving method: Submit transaction hash on the official website's 'cross-chain subsidy' page, $TREE will be automatically refunded within 24 hours;
Cost-saving effect: Cross-chain gas fees for 100 ETH are about 200 USD; after subsidies, the actual cost is only 100 USD, lowering the arbitrage threshold.
4. Invitation commission: New user rewards are valid for life
Refer friends to join and earn passive income:
Commission rate: First-level invitation earns 10% of the invitee's earnings, second-level commission 5%, valid for life;
Case calculation: Invite 10 friends, each staking 10 ETH (monthly earnings of 0.08 ETH), you earn 10×0.08×10% = 0.08 ETH monthly;
Upgrade skills: Become a community ambassador with a commission rate increase to 15%, and receive an additional 'Ambassador Gift Pack' (including 1000 $TREE).
5. Snapshot airdrop: Holdings automatically win unexpected surprises
Irregular snapshots provide benefits, with holding users automatically winning prizes:
Airdrop rules: Snapshot during major collaborations or product launches, such as Aave collaboration snapshot airdropping 3 million $TREE;
Position suggestion: Maintain a higher weight in tETH + $TREE to double the chances of airdrops;
Historical earnings: Early users profited over 50% of their principal through 3 airdrops, equivalent to six months of free earnings.
Five, Pitfall guide: 6 risk control tips all beginners should know
Although TreehouseFi offers stable returns, a lack of risk control knowledge can still lead to pitfalls. These 6 tips can help you safeguard your profits.
1. Position management: Don't put all your eggs in one basket
Reasonable fund allocation reduces risks:
Retail allocation: 60% tETH staking + 30% stablecoin wealth management + 10% $TREE and safety;
Large holder strategy: Single-chain staking should not exceed 50% of total funds, diversifying cross-chain to avoid on-chain risks;
Institutional plan: RWA products account for no less than 30%, hedging against crypto market fluctuations.
2. Interest rate fluctuation warning: Set DOR reminders to avoid income shrinkage
Timely stop-loss before DOR interest rates fall:
Warning tool: Enable 'interest rate alerts' on the TreehouseFi official website; notifications will automatically be sent when TESR rates fall below 6%;
Response strategy: When interest rates drop over 20%, convert part of tETH to RWA products to lock in profits;
Historical data: In Q2 2025, DOR interest rates fell from 9% to 6%, allowing users to avoid a 30% loss in earnings with early warnings.
3. Smart contract security: Only use official channels to prevent phishing
Avoid losses from scams:
Official address verification: tETH contract address 0x77146784315Ba81904d654466968e3a7c196d1f3, be sure to verify before transferring;
Phishing recognition tips: Official website domain contains 'treehouse.finance', other similar domains are scams;
Wallet security: Use hardware wallets (like Ledger) to store large amounts of tETH and $TREE, avoiding web wallet risks.
4. Unlock time planning: Avoid token unlocking peaks
$TREE advance planning for selling opportunities:
Unlock calendar: Team and investor tokens unlock 0.3% monthly, specific dates can be checked on the official 'Token Economics' page;
Operational advice: Reduce part of $TREE three days before the unlock date, then buy back after the unlock during the dip to lower impact costs;
Data reference: Historical unlocking of $TREE; early operations can avoid most losses.
5. Cross-chain risk control: Test small amounts before scaling up funds
Cross-chain operations should first test the waters:
Testing process: For first-time cross-chain transfers, first transfer 0.1 ETH to test; confirm receipt and earnings before transferring larger amounts;
On-chain selection: Prioritize using Arbitrum (mature ecosystem) and Ethereum (high security), observe new chains for 1 week before participation;
Gas fee timing: Operate cross-chain when Ethereum mainnet gas fees are below 30 gwei to save 50% on transaction fees.
6. Policy compliance: Monitor regulatory dynamics to avoid policy risks
Compliant operations are necessary for sustainable profit:
Regional restrictions: Users in the US cannot currently participate in RWA products; the official website will indicate regional limitations;
KYC recommendation: Completing basic KYC can increase limits and earnings; institutional users need to complete advanced compliance certification;
Policy tracking: Follow TreehouseFi official announcements; users will be notified 7 days in advance of compliance adjustments.
Conclusion: The ultimate form of fixed income is 'sleeping income'
The true value of TreehouseFi lies in simplifying complex DeFi earning strategies into 'foolproof operations', allowing retail investors to enjoy institutional-level returns and institutions to gain compliant channels. From basic staking of 1 ETH to customized plans for 10,000 ETH, from static earnings to cross-chain arbitrage, this ecosystem always finds a way to profit that suits you. But remember, stable income does not mean zero risk; proper position management, utilizing hidden benefits, and avoiding common pitfalls are essential to truly achieve 'sleeping income' freedom in TreehouseFi's fixed income empire. While others are still 'surfing' in the DeFi sea, clever players have already set up 'income pipelines' in TreehouseFi, letting funds generate money automatically — this is the true essence of making money in the cryptocurrency era.
