Huma is an innovative protocol focused on decentralized finance (DeFi), featuring unsecured credit lending, aimed at enabling users to obtain loans without collateralizing assets. Its core is a credit scoring model built on on-chain data, evaluating repayment ability and granting corresponding credit limits by analyzing user transaction history, asset scale, protocol interactions, and other information. $HUMA

Users can directly apply for loans on Huma, and after the funds are received, they can repay in installments as agreed, with interest dynamically adjusted based on credit rating. The protocol supports multi-chain deployment, covering ecosystems like Ethereum and Polygon, with the native token HMA used for governance voting, incentivizing users, and securing the network. With its innovative credit lending model, Huma is injecting new vitality into the DeFi sector. @Huma Finance 🟣 and includes topic tags #HumaFinance