🚨🔥 Huma Finance – Bringing Income-Backed Lending & Real Yield to DeFi

Huma isn’t just another lending protocol — it flips the script on collateral. Instead of crypto, future income (paychecks, invoices, remittances) secures loans, opening DeFi to millions without on-chain assets.

Founded in 2022 and backed by Race Capital, Circle Ventures, ParaFi & Distributed Global, Huma first raised $8.3M to build its income-backed factoring protocol.

In April 2025, Huma 2.0 launched on Solana as the first permissionless PayFi Network, offering:

💵 ~10.5% USDC yield (rare, stable, real)

🪶 Huma Feathers rewards system

Classic Mode: Yield + base Feathers (boost with lock-ups)

Maxi Mode: Up to 5× Feathers, no yield

🚀 Early traction: $25M deposits + 33K users within weeks.

📊 Big milestones:

$38M raised ($10M equity + $28M RWAs) to scale on Solana & Stellar

$4.4B+ PayFi transactions processed

Global partnerships (Arf, Jia, etc.) powering cross-border finance & small-business lending in regions like Kenya & the Philippines

👉 Bottom line: Huma makes income the new collateral — merging real-world finance, stable yields, and inclusive access.

@Huma Finance 🟣 Finance 🟣 | #HumaFinance | $HUMA