Huma Finance is revolutionizing DeFi with its PayFi network! š By connecting real-world payments with on-chain lending, Huma enables users to borrow against future income streams, such as:
ā Salaries
ā Invoices
ā Remittances
Using the Time-Value-of-Money (TVM) model, Huma's system analyzes cash flow projections to provide instant access to capital through smart contracts. This approach allows users to unlock up to 70-90% of their future revenue in a secure and transparent way.
The PayFi Stack: A Six-Layer Framework
1. Transaction Layer: Fast, secure settlements powered by scalable L1s and L2s.
2. Currency Layer: Stablecoins and yield-bearing assets for reliable, compliant payments.
3. Custody Layer: MPC and smart contracts for secure custody and instant settlements.
4. Compliance Layer: On-chain identity and regulatory integration for global standards.
5. Financing Layer: Tokenized assets with real-time risk management.
6. Application Layer: Developer tools for building intuitive and compliant financial apps.
Huma Finance is redefining real-world DeFi by providing a more accessible and efficient way to access capital.
Buy Here $HUMA