๐ In the current era of continuous exploration in the DeFi space, Huma Finance has a clear and groundbreaking objective. It is dedicated to bringing real-world cash flows onto the blockchain and fully mobilizing them through DeFi.
๐ค Traditional on-chain lending often requires collateral of crypto assets before borrowing, while Huma uniquely introduces RWA (Real World Assets). Predictable cash flows like accounts receivable from businesses, subscription income, and payroll can be 'packaged' into financeable assets on-chain through smart contracts. Borrowers can access 70% - 90% of their cash flow in advance without having to sell their assets, significantly improving the efficiency of capital usage. For investors, these assets have real repayment sources, and the risks are relatively controllable.
๐ The role of the HUMA token in the entire ecosystem is also quite diverse. It can be used for governance voting and is closely tied to staking and incentives. Users who stake HUMA or stablecoins can earn returns and points, and in the future, they may also be able to exchange them for airdrops or exclusive rights.
๐ช This innovative model is of great significance; it allows DeFi to extend beyond the small circle of 'crypto people playing with crypto money' and directly connects to real business activities, endowing DeFi with greater sustainable growth potential and promoting the deep integration of DeFi with the real economy.
@Huma Finance ๐ฃ #HumaFinance $HUMA