《$4 Trillion Capital Breakthrough! @Huma Finance 🟣 Uses PayFi Stack to Reshape the New Pattern of Trade Finance》

In the deep sea of traditional finance lies a $4 trillion "iceberg" - prepaid capital. They are trapped in lengthy trade processes and complex supplier payment terms, like a slumbering giant, rich in energy but difficult for small and medium-sized enterprises to awaken and utilize. At this moment, @Huma Finance 🟣 makes a strong entrance with PayFi Stack. In July 2024, in collaboration with Solana, Stellar, and Circle,

PayFi Stack uses an innovative strategy of "layered unlocking" to directly address the pain points of traditional finance. The financing layer acts like a magical key, transforming prepaid certificates into on-chain tokens, allowing merchants to immediately convert these tokens into urgently needed funds on DEX, completely freeing them from the slow payment rhythm of buyers. The trading layer functions like a high-speed conveyor belt, significantly increasing transfer speed by leveraging the powerful performance of Solana and Stellar, with funds arriving almost instantly, eliminating the delays in capital flow for merchants. The compliance layer acts as a reliable guarantor, ensuring that detailed transaction information is clearly recorded on-chain, making fund flows transparent and compliant, allowing financial institutions to confidently lend money. For example, a factory that previously faced funding difficulties after paying a 30% advance can now tokenize prepaid capital with PayFi Stack and exchange it for cash flow on the same day, alleviating financial pressure and potentially speeding up project timelines.

Some may question whether this is an idealized concept, but @Huma Finance 🟣 has provided a strong response through practical actions. A certain cross-border e-commerce company used PayFi Stack for supplier payments, which used to take 3 days to wait for bank approval, but now can achieve instant payments through on-chain prepaid certificates. To lower the entry barrier, @Huma Finance 🟣 has simplified the complex operations into three steps: "Upload Contract - Generate Tokens - Exchange Funds," making it easy for even those business owners who are not well-versed in blockchain technology to get started effortlessly.

@Huma Finance 🟣 harbors no small ambitions but aims to transform $4 trillion of dormant capital into a nourishing stream of commercial vitality. PayFi Stack is the key conduit guiding this flow, and $HUMA tokens may represent a valuable opportunity to be among the first to enjoy capital dividends. Join this revolution and witness a new chapter in trade finance together! #HumaFinance $HUMA