According to news from BiJie Net, on August 21 (UTC+8), multiple experts believe that in the future, during the process of vigorously boosting domestic demand and consolidating the real estate market's stabilization, there is still room for policy interest rates and the Loan Prime Rate (LPR) to decline. According to Dong Ximiao, chief researcher at Zhangle, in the next stage, if policy interest rates and deposit rates continue to decrease, and the cost of bank funds continues to fall, there is still a possibility for the LPR to decrease. Furthermore, if the Federal Reserve lowers interest rates again in September, it will create a relatively loose external environment for adjustments in China's monetary policy, with an expected reduction of about 10 basis points in the LPR within the year. Wang Qing, chief macro analyst at Dongfang Jincheng, stated that the policies to stabilize the real estate market in the second half of the year need to be strengthened further, and it is anticipated that financial regulatory authorities may promote a reduction in residential mortgage rates by separately guiding the LPR for periods longer than five years to decline.