范德彪x
--
😜In the ongoing exploration and innovation within the DeFi space, Huma's proposed PayFi (Payment + Financing) model shines like a dazzling new star, illuminating a new direction for development.
🤔The mechanics of the PayFi model are actually not complex. If you hold stablecoins, you can simply deposit them into Huma to easily earn interest. For those in need of loans, they can borrow money based solely on the credit of "future income" without needing to pledge assets.
👀For example, some small business owners in Southeast Asia and South America engage in import and export activities, have stable cash flow, orders, and clients, but lack sufficient assets for collateral. In the traditional financial system, they are often turned away, but Huma has opened its doors to them.
🌟However, Huma does not blindly lend out money. It has a complete process and credit assessment mechanism. Each loan is backed by real on-chain payments, contractual terms, and invoice proofs, all of which are traceable, ensuring transparency and reliability throughout the lending process.
This innovative PayFi model not only provides new earning avenues for stablecoin holders but also offers financing opportunities for borrowers who are constrained in traditional finance, further promoting the application and development of DeFi in the real world.
@Huma Finance 🟣 #HumaFinance $HUMA
🤔The mechanics of the PayFi model are actually not complex. If you hold stablecoins, you can simply deposit them into Huma to easily earn interest. For those in need of loans, they can borrow money based solely on the credit of "future income" without needing to pledge assets.
👀For example, some small business owners in Southeast Asia and South America engage in import and export activities, have stable cash flow, orders, and clients, but lack sufficient assets for collateral. In the traditional financial system, they are often turned away, but Huma has opened its doors to them.
🌟However, Huma does not blindly lend out money. It has a complete process and credit assessment mechanism. Each loan is backed by real on-chain payments, contractual terms, and invoice proofs, all of which are traceable, ensuring transparency and reliability throughout the lending process.
This innovative PayFi model not only provides new earning avenues for stablecoin holders but also offers financing opportunities for borrowers who are constrained in traditional finance, further promoting the application and development of DeFi in the real world.
@Huma Finance 🟣 #HumaFinance $HUMA
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
0
0