Huma Finance (HUMA) — Transforming Credit with PayFi
#HumaFinance is pioneering the world’s first PayFi network, seamlessly integrating payments and financing to deliver real-world, on-chain credit solutions. Unlike traditional crypto lending platforms that require substantial collateral, $HUMA allows users to borrow against future income streams such as salaries, invoices, or remittances.
Leveraging the Time-Value-of-Money (TVM) model, Huma unlocks liquidity equivalent to 70–90% of anticipated future revenues through secure smart contracts. This approach provides individuals and businesses with faster access to capital while enabling liquidity providers to earn sustainable yields derived from real-world cash flows.
Huma envisions a financial future that is accessible, immediate, and equitable, moving beyond collateral-heavy lending toward a model powered by actual economic activity.
