Treehouse positions itself as DeFi’s reference layer, not another app fighting for short-lived TVL.
@Treehouse Official #Treehouse $TREE
Its mission is simple but ambitious: standardized on-chain interest benchmarks and composable tokenized yield assets.

Decentralized Offered Rate (DOR) delivers transparent curves governed on-chain, analogous to LIBOR or SOFR in TradFi.

Protocols can price loans, swaps, and treasuries against DOR, reducing fragmentation and hidden rate risk.

tAssets begin with tETH, representing staking yield plus Market Efficiency Yield from measured arbitrage opportunities.

Because tETH remains composable, it integrates with Aave, Compound, Pendle, and Euler for collateralized workflows.

By benchmarking against DOR, protocols can publish APRs comparable across chains, improving user decision quality.

Institutional desks can hedge treasury exposures using on-chain curves rather than opaque off-chain spreadsheets.

Developers avoid bespoke rate oracles, reducing maintenance overhead and simplifying audits for security reviewers. 🔧

Users gain predictable, auditable yield sources while keeping flexibility for lending, LPing, or portfolio hedging.

For builders, DOR becomes the shared language to construct interest-rate swaps, FRAs, and structured fixed-income vaults.

Apps will rotate as markets shift, yet reference data and tokenized yield primitives persist through cycles.

Cross-chain expansion targets Ethereum today, with future tAVAX, tSOL, and tBNB considered; this remains speculative.

Governance steers DOR parameters and ecosystem grants, aligning long-term incentives around verifiable, open yield data.

Gamified programs like Nuts can reward helpful participation, reinforcing accurate reporting and sustained protocol engagement.

The thesis is durable: reference layers outlast interfaces because standards create network effects and pricing discipline.

If Treehouse executes, DeFi gains a neutral yield backbone; if not, fragmentation and opacity persist. 🧩📊