$XRP Crypto analyst and investor Xaif shared a post highlighting comments from Teucrium CEO Sal Gilbertie, which drew attention to Ripple’s potential positioning in global banking.
The tweet stated that Ripple, with 40 billion XRP on its balance sheet, could leverage this holding toward securing a banking license. Xaif pointed out that at an XRP price of $3, Ripple would rank among the top 20 banks globally, while at $6 or higher, it could position itself within the top 10, possibly even as the largest bank worldwide.
The tweet emphasized that Ripple is not limiting itself to payment solutions but is moving toward establishing large-scale banking power.
✨Sal Gilbertie on Ripple’s Prospects
The tweet has a video discussion between Sal Gilbertie, CEO of Teucrium, and crypto investor Paul Baron. In the conversation, Gilbertie addressed the question of what Ripple might do with its 40 billion XRP holdings, noting that one of the strongest theories is the company retaining the asset on its balance sheet after obtaining a banking license.
Gilbertie explained that with XRP valued at $3, Ripple would already become one of the top 20 capitalized banks in the world. He said if the price rises beyond that level, Ripple could rank among the top 10, or potentially even the leading bank globally by capitalization. He described this possibility as “astounding,” underscoring the scale of the impact Ripple’s XRP reserves could have in the banking sector.
Paul Baron, responding to Gilbertie’s statement, said that such a development would be remarkable and argued that many in the financial sector may not yet be fully considering the scope of this potential. Baron suggested that the market could be overlooking the implications of Ripple’s reserves and the opportunities tied to XRP’s valuation when measured against global banking standards.
✨Broader Implications for On-Chain Finance
Beyond Ripple’s banking prospects, the discussion between Gilbertie and Baron also touched on the future of financial instruments. Baron asked Gilbertie whether leveraged exchange-traded funds (ETFs) could eventually be traded directly on-chain. Gilbertie responded with confidence, stating that he believes every financial instrument will transition to on-chain systems.
He said there is no financial product that will remain off-chain in the long term. His statement reinforced the view that blockchain adoption will continue to expand into all areas of finance, including traditional markets.
✨Positioning Ripple in the Global Financial Landscape
Xaif’s tweet and the accompanying video highlight the scale at which Ripple could operate if the theories surrounding its banking license and XRP balance sheet come to fruition. With the potential to rank among the largest global banks, Ripple’s role in finance could extend far beyond cross-border payments, evolving into a significant player in global banking.
The suggestion from Gilbertie and Baron that such a shift may not be widely acknowledged yet adds weight to the argument that Ripple’s strategy could reshape how digital assets integrate with traditional financial systems.
