In the world of cryptocurrency, the most scarce resource is not liquidity, but trust.
@Huma Finance 🟣 What we aim to do is to combine real-world cash flow with the credit system on-chain.
Traditional finance relies on collateral, while Web3 should rely more on data and contracts. Huma uses an 'income-supported lending' model to transform personal cash flow and business revenue into on-chain credit assets, making DeFi not just speculation, but a truly productive financial system.
What does this mean?
Perhaps in the future, loans will no longer require houses or cars as collateral; your earning capacity will be your asset.
Perhaps future finance will not only serve crypto natives but will also benefit more ordinary people.
Many see Huma as a new story in the race.
But I believe this is a crucial step towards larger-scale applications of Web3 finance.