For tech enthusiasts, Huma Finance's PayFi network is very hardcore. It uses smart contracts to analyze cash flow, providing up to 90% instant liquidity, and its collateral-free lending design based on the TVM model is quite ingenious.
Token incentives from $HUMA encourage network participation and ensure data accuracy. The platform operates on Solana and Stellar, with transaction confirmations in less than 400 milliseconds, and costs as low as $0.00025.
Recently partnered with Stripe and PayPal, demonstrating strong technical integration capabilities. Huma is a model of the combination of DeFi and payments, and tech fans should delve deeper.