The previous DeFi summer, while claiming to revolutionize finance, actually resembled a "casino" for crypto whales; whereas Huma Finance is doing something different — laying the foundation for the next phase of DeFi, specifically serving ordinary people with real financial needs. Its launched "income-based lending protocol" truly aligns with what DeFi should look like: easily accessible, highly efficient, and capable of addressing real problems. This model shifts from "looking at how much collateral you have" to "looking at how much income you have," which is not just a technical change, but a shift in philosophy. For example, teachers, nurses, freelancers, and small business owners who have stable incomes but not much crypto assets can now access financial services through Huma — the protocol can advance 70%-90% of future income, helping those with cash flow gaps meet urgent needs. Needs like invoice cashing, early salary access, and expedited remittances can all be automated through smart contracts, eliminating the hassle found in traditional banks. The value of the $HUMA token comes from transaction fees, and as the network processes more real income-related transactions, its token economy is supported by actual utility rather than speculation. Moreover, Huma is continuously collaborating with payroll processing agencies and payment platforms, and it is likely to become an important bridge connecting traditional income and DeFi liquidity in the future. @Huma Finance 🟣 #HumaFinance