The so-called 'DeFi summer' promised a financial revolution, but ended up becoming a stage for speculative games for crypto whales.
The @Huma Finance 🟣 emerges to change this scenario, building the foundation for the next stage of the sector: products that cater to ordinary people with real financial needs.
Huma's differential lies in its income-based lending approach.
Instead of requiring crypto collateral, the protocol evaluates the user's income.
This opens the doors of DeFi for teachers, healthcare professionals, freelancers, small business owners, and millions of workers who have a stable income flow but no large reserves of tokens.
With the possibility of advancing 70% to 90% of future receivables, the protocol addresses practical pains: salary advances, invoice prepayments, accelerated remittances — all automated by smart contracts, eliminating banking bureaucracy.
The token $HUMA captures value directly from the real use of the network, as more income streams flow through the protocol. It is a tokenomics anchored in concrete utility, not just speculation.
And as new partnerships with payment platforms and payroll processors solidify, Huma Finance positions itself as an essential link between traditional income and DeFi liquidity.