Huma Finance: The Future of PayFi is on the Chain 🔗📈

Huma Finance transforms the way people lend money in DeFi with the world's first PayFi network. This network is accessible to everyone, not just crypto billionaires. It integrates payments and the economy for the real world.

Huma stands out from other cryptocurrency lending services because it allows clients to borrow money based on future income streams, including salaries, bills, payments, and receivables. The concept of the time value of money (TVM) is used by the system to turn expected cash flows into instant liquidity, securely provided via smart contracts 🤖🔐.

Huma analyzes cash flows in real-time to provide freelancers, small businesses, and even DAOs with cash coverage of 70 to 90% of their future income. This means they can obtain operational funds without needing to provide collateral upfront.

This money is accessible to everyone: it requires no permission, can be used anywhere, and is easy to modify. As the PayFi model gains popularity, Huma is launching a new type of unsecured loan. This financing will allow users to transition from generating income on Web 2 to building Web 3.

.$HUMAToken fuels the network and ensures that lenders, data providers, and borrowers share the same goals in an environment where trust is lower.

Get rich. Lend. Huma grows your money before it even reaches you.