While retail investors are still chasing hot spots and speculating on air coins, industry leaders have already silently recovered their investments through TreehouseFi! This DeFi dark horse, secretly increased by Wall Street giants, has built a 'crypto version of the treasury bond market' using 800 million RWA assets. tAssets holders are earning an annualized 8.2% while the token destruction amount surged fivefold in a single month. The latest data shows that the ecosystem's TVL has exceeded 1.2 billion USD, a 50% surge compared to last month, while the token price still hovers at historical lows — this institutional-level dividend, if ordinary people don't get onboard now, it will really be too late!

First, RWA empire formation: 800 million US Treasury bonds + municipal bonds soaring on-chain

TreehouseFi's real asset territory has entered the monopoly stage, with three major actions shocking the traditional financial circle:

  1. US Treasury holdings exceed 500 million USD

The tT-Bill series in cooperation with BlackRock has reached 520 million USD, covering US Treasury bonds from 3 months to 1 year. Users can subscribe with one click through mobile wallets, with T+1 redemption, and annualized stability of 4.8%-5.3%. A family fund allocated 100 million USD through this channel, stating, "The transaction fees are 90% lower than traditional channels, and the returns are 0.5% higher."

  1. Municipal bonds issued on-chain for the first time

Breakthrough launch of tMuni product, linked to New York State infrastructure municipal bonds, offering an annualized return of 6.2% with tax-free interest benefits. The first batch of 200 million USD was snapped up by institutions, with individual investors only grabbing 30 million USD. This indicates that TreehouseFi has established an on-chain channel for government credit-type assets.

  1. RWA + crypto mixed arbitrage

Innovative 'tT-Bill staking to borrow tETH' strategy: Use 1 million USDC to buy tT-Bill for 5% annualized, stake tT-Bill to borrow 800,000 tETH to enjoy 8.2% returns, and then use tETH for market making to earn 3% transaction fees. After three rounds of operation, the comprehensive annualized return soars to 16.7%, but the risk is 60% lower than pure crypto arbitrage.

Second, ecological expansion frenzy: five chains launched + traffic codes kneeling to giants

TreehouseFi's ecological penetration has formed a 'infrastructure + application + users' iron triangle, with the latest cooperation leaving peers in despair:

  • Fifth chain Avalanche launched

Officially announced the deployment of Avalanche, launching the 'Avalanche Staking Acceleration Plan': Stake AVAX to earn tAVAX enjoying 7.5% annualized returns, with an additional 20% reward for the first 30 days, and cross-chain transfer to tETH can add a 5% subsidy. Within 24 hours of launch, locked funds exceeded 80 million USD, setting a new record for the Avalanche ecosystem.

  • PayPal quietly integrated

Internal test screenshots show that PayPal is testing the tUSDC purchase channel, allowing users to purchase tUSDC directly with fiat currency to enter the TreehouseFi ecosystem. This means that 370 million PayPal users will be onboarded, and once officially launched, it is only a matter of time before TVL exceeds 5 billion.

  • Bank-level security endorsement

Approved by the US OCC (Office of the Comptroller of the Currency), becoming the first DeFi protocol connected to the Federal Reserve's clearing system, with tAssets redemption funds going directly into US bank accounts. A report from JPMorgan stated that this compliance progress has lowered the entry threshold for institutions to 'zero concerns.'

Third, $TREE coin defies fate: destruction + locked warehouse dual engines ignite the market

$TREE value fission has reached a critical point, three major data indicate an epic market:

  1. Monthly destruction exceeds 10 million tokens

In October, 20 million tokens were destroyed, a surge of 270% compared to last month. Among them, RWA data query fees accounted for 45%, cross-chain transaction fees accounted for 30%. Based on the current price, the monthly destruction market value exceeds 3.5 million USD. With the expansion of RWA scale, institutions predict that monthly destruction will exceed 20 million tokens by the end of the year.

  1. Lockup rate crushes peers

Node staking + ecological locked total reaches 780 million $TREE, accounting for 78% of the total supply, of which long-term locked for over 2 years accounts for 62%. Market maker data shows that only 220 million tokens remain in circulation, while exchange depth has tripled, making chip scarcity visually apparent.

  1. Grayscale's accumulation traces are obvious

Grayscale's 'DeFi Selected Fund' latest holdings revealed, (TREE accounts for 12%, becoming the third largest heavy token. On-chain tracking shows that in the past 30 days, 8 anonymous addresses have cumulatively bought 45 million TREE, suspected to be institutional disguise accounts.

Fourth, the ultimate version of the passive income strategy: from a thousand to tens of millions in wealth path

Three major wealth-making plans tailored for different capital levels:

Newbie thousand-dollar startup package

  • Operation process: Buy AVAX with 1000 USDC on Avalanche → Stake to earn tAVAX + 20% rewards → Cross-chain to Ethereum for double earnings → Earn 80-120 USD monthly passively

  • Core logic: Use new chain subsidies and cross-chain rewards to leverage 3x returns with zero risk, suitable for students and newcomers to the workplace.

Middle-class 100,000 value-added plan

  • Configuration formula: 50,000 tT-Bill (5%) + 30,000 tETH (8.2%) + 20,000 cross-chain arbitrage (16.7%)

  • Yield performance: Stable monthly income of 650 USD, annualized 13.2%, compounding doubles the principal in 5 years, perfectly replacing traditional wealth management.

Big shot million-dollar hedging portfolio

  • Advanced gameplay: Use 1 million USDC to subscribe to tMuni (6.2% tax-free) + stake to borrow tETH for market making (8.2%+3%) + configure 5%

  • Risk control: Traditional assets account for 50% to hedge crypto volatility, locking in returns through interest rate swaps, with annual drawdown controlled within 3%.

Fifth, barriers welded shut: Why is TreehouseFi considered unreplicable?

In the fierce competition of DeFi fixed income track, TreehouseFi has built a triple moat:

  1. RWA resource monopoly

Signed exclusive cooperation agreements with six top institutions including BlackRock and Goldman Sachs, securing on-chain issuance rights for high-quality assets such as US Treasury bonds and municipal bonds. Competitors need at least 2 years to replicate, and costs are more than five times higher.

  1. Compliance first-mover advantage

Having US OCC approval, Wyoming license, and EU MiCA pre-registration, a triple compliance identity, is the only DeFi protocol that can connect to the Federal Reserve's clearing system. This compliance barrier forces institutional funds to choose to cooperate with it.

  1. Network effect closed loop

150,000 users + 50 cooperative agreements + 800 million RWA assets forming a positive cycle. The more users there are → the larger the asset scale → the higher the transaction fee income → the higher the value of the $TREE token. Once this flywheel starts, latecomers will be unable to catch up.

Conclusion: The last certainty dividend in the crypto circle, getting onboard now will still allow you to benefit.

While most people are still doubting RWA as a concept, TreehouseFi has already proven itself with 800 million real assets. 1.2 billion TVL, 10.2 million monthly destruction, and PayPal about to onboard, these data all shout: this is not a bubble, it is the beginning of Web3 devouring traditional finance.

Just like UNI in 2019 and AAVE in 2020— on the eve of ecological explosion, most people do not understand, while a few people quietly layout. As institutional funds continue to pour in and compliance barriers are continuously reinforced, this DeFi leader chosen by Wall Street is beginning to open its own hundredfold myth.

Emergency onboarding channel: three major benefits end tonight

  1. Avalanche newcomer gift package

  • Stake 100 AVAX before midnight tonight to receive an additional 300 $TREE (worth about 100 USD)

  • Cross-chain transfer to any tAsset, enjoy 30 days of zero fees + double returns

  • Entry: TreehouseFi official website 'Avalanche section'

  1. RWA experience fund increase

New users who complete real-name authentication will receive a 100 USDC experience fund, and the income from purchasing tT-Bill for 7 days belongs to you. Invite 3 people and receive another 200 $TREE.

  1. Node fast-track plan

Personal staking (a minimum of 10,000 TREE to become a light node, enjoying 8% profit sharing + ecological voting rights, the top 100 nodes receive an extra 1000 TREE)

Onboarding steps: Open the official website → Connect MetaMask/PayPal wallet → Enter 'Newcomer Zone' → Select the corresponding activity to participate with one click. Follow @TreehouseFi official X account to get institutional-level arbitrage signals at the first time!