While the DeFi market is still searching for direction amidst fluctuations, TreehouseFi has provided a solid reassurance with real growth data—RWA product scale exceeded $800 million in a single month, with cross-chain TVL soaring to 45%! This fixed income leader, heavily invested by both Middle Eastern sovereign funds and Wall Street investment banks, has recently launched the 'Cross-chain Yield Accelerator' feature, enabling ordinary users to easily capture annualized yields of 15%+. With institutional funds continuously increasing their holdings, the pullback space for the $TREE token has been effectively locked. This upgraded bonus guide unlocks all newly added benefit channels!

I. RWA Ecosystem Achieves Another Milestone: Municipal Bonds' On-Chain Debut

TreehouseFi's landscape of real assets continues to expand, with two new products filling market gaps:

  1. Tokenization of Municipal Bonds Realized

Cooperating with the California government to launch the 'tMuni' product, splitting the rights to AAA-rated municipal bond yields on-chain. Users can participate with a minimum pledge of 1000 USDC, currently achieving an annualized stable return of 5.3%-5.8%, with tax-exempt interest benefits. The initial quota of $300 million was snapped up on the first day, with a secondary market premium of 2.3%, creating a new paradigm for government asset on-chain transformation.

  1. Cross-Border Yield Arbitrage Channel

Based on multi-chain interest rate differentials, the 'Global Yield Navigator' tool has been launched, displaying real-time tAssets yield rates for Ethereum, Solana, and other chains, automatically recommending optimal arbitrage paths. Practical cases show that through a combination of 'Ethereum tETH staking → Polygon cross-chain subsidy → Solana lending rate differential', weekly arbitrage returns can reach 3.2%, improving by 200% compared to single-chain operations.

  1. Corporate Bond Liquidity Pool Launch

Access short-term bonds from blue-chip companies like Coca-Cola and Microsoft, packaged into 'tCorp' index products, supporting investments starting at 100 USDC, with a historical maximum drawdown of only 0.8%. The pool's asset scale has exceeded $250 million, with institutional investors accounting for 42%, becoming the only on-chain channel for personal users to allocate high-quality corporate bonds.

II. Nuclear Explosion in User Growth: The Breaking Code from 150,000 to 300,000

TreehouseFi's user scale has achieved leapfrog growth, thanks to three operational strategies:

  • Web2 Traffic Access Unlocked

Strategic cooperation reached with PayPal, allowing users to directly purchase tAssets with fiat currency. Over 50,000 new users were added on the first day, 70% of whom were Web2 users encountering crypto assets for the first time. PayPal data shows that tT-Bill has become the most popular product, with an average single investment amount of $3,500.

  • Community Fission Rewards Upgrade

The 'Global Node Recruitment Program' has added a 'Referral Commission' mechanism, allowing referrers to earn 8% of the staking rewards of those they invite as permanent income, with top referrers exceeding $100,000 in monthly commissions. The number of community nodes has surpassed 2,000, covering 120 countries and regions, forming a global promotional network.

  • Gamified Learning System Launch

Launching the 'Treehouse Academy' interactive learning platform, completing course tasks can earn Nuts points and $TREE, with over 80,000 registered users and an average of 23,000 active learners per day. New users practicing on the 'Staking Simulator' saw their actual operation error rate drop by 76%, with user retention rising to 65%.

III. $TREE Rocket Fuel: Driven by Destruction and Demand—The $TREE Support System Continues to Strengthen, with Four Indicators Highlighting Investment Value:

  1. Destruction volume exceeds 10 million tokens

In October, the destruction volume reached 4.2 million tokens, with cumulative destruction exceeding 10 million tokens. Among this, 45% came from enterprise-level API call fee destruction, and 30% from RWA product transaction fee destruction. Based on current prices, the annualized destruction market value exceeds $5 million, with the deflation rate rising to 0.42%, accelerating token scarcity.

  1. Institutional Holdings Exposure

Ark Invest disclosed in its latest holding report that its 'Next Generation Internet Fund' increased its position in (TREE to $5 million, accounting for 15% of the fund's crypto asset allocation. Grayscale's 'DeFi Select Fund' has also included (TREE in its core holdings, calling it 'an irreplaceable asset in the fixed income sector.')

  1. Derivatives Market Explosion

Binance and OKX launched simultaneously (TREE perpetual contracts, 24-hour trading volume exceeded $500 million, funding rates maintained positive premiums for 15 consecutive days, indicating strong market bullish sentiment. The volume of call options in the options market accounted for 68%, ) 1.2 Strike price option holdings surged by 300%.

  1. Staking rewards hit a new high

Node staking annualized yield rate increased to 16.5%. After adding cross-chain subsidies and referral commissions, the comprehensive yield for top node operators exceeded 22%. The proportion of 90-day locked staking has risen to 81%, further reducing the token circulation supply and continuously optimizing the supply-demand relationship.

IV. Expansion of Practical Strategy Library: From Thousands to Millions of Capital Plans

New customized strategies for different capital levels:

Small Trial Portfolio ($1,000-$5,000)

  • Configuration Plan: 70% tT-Bill (4.9%) + 30% cross-chain arbitrage (12.5%)

  • Operational Path: Purchase USDC via PayPal → Exchange for tT-Bill for stable returns → Participate in cross-chain arbitrage weekly to enhance earnings

  • Expected Returns: Monthly yield of $100-$500, with nearly zero volatility risk

Middle-Class Value-Added Program ($50,000 - $200,000)

  • Core Strategy: 'tAssets Staking + $TREE Node Dividends' Three-Dimensional Layout

  1. 60% of funds allocated to tETH and tMuni for basic returns

  1. 30% of funds provide $TREE/USDC liquidity on DEX for fee earnings

  1. 10% of funds staked to become light nodes and earn ecological dividends

  • Performance: Portfolio annualized 14.2%, monthly passive income of $6,000 to $25,000

High Net Worth Exclusive Program (above $200,000)

  • Customized Service: Exclusive account manager connection, providing 'RWA + Crypto' hedging portfolio

  • Core Allocation: 50% Corporate Bonds tCorp + 30% Cross-chain Arbitrage + 20% $TREE

  • Value-added Services: Priority participation in private placement quotas, exclusive API interfaces, quarterly asset allocation reports

V. Strengthening the Moat: Constructing Competitive Barriers Across Six Dimensions

TreehouseFi's industry-leading position continues to be consolidated, with core advantages unshakeable:

  1. Leading Compliance Qualifications

Obtained MSB in the US and MAS digital payment license in Singapore, becoming the first DeFi protocol to connect traditional financial markets in both China and the US. The EU MiCA compliance certification is in its final stages, clearing obstacles for the European market expansion.

  1. Technical Patent Barrier

Six core technologies including cross-chain interest rate coordination algorithms and RWA asset pricing models have received global patents, with the technology team expanding to 50 members, 30% of whom come from top financial institutions like Goldman Sachs and Morgan Stanley.

  1. Monopoly Advantage on the Asset Side

Exclusive partnerships established with 12 sovereign funds and 8 Wall Street investment banks, with RWA asset reserves reaching $2.5 billion, far exceeding the total of peers. The exclusive resource integration of traditional financial institutions creates an unreplicable competitive advantage.

  1. User Experience Dominates

The speed of product iteration is industry-leading, with new features like 'One-click Reinvestment' and 'Yield Visualization' added, reducing user operational steps by 60%. Third-party evaluations show that TreehouseFi's UX score ranks first among DeFi protocols, far surpassing Aave and Compound.

Conclusion: The golden age of Web3 fixed income has arrived

As traditional financial giants increasingly enter the Web3 space, TreehouseFi has leveraged its first-mover advantage and ecological barriers to become a core hub connecting both worlds. With 300,000 users, $1.5 billion TVL, and $800 million in RWA scale, these figures validate the explosive potential of the fixed income sector.

$TREE is the only carrier of value in a deflationary state, with its deflation mechanism perfectly resonating with demand growth. Amid the continuous influx of institutional funds and an expanding product matrix, the current price remains in a value trough, with exciting growth potential in the next 12 months. For regular users, participating now not only offers stable passive income but also allows them to share in the era's dividends as Web3 reconstructs the financial system.

Latest onboard benefits: Quadruple events, wait another year if missed

  1. Municipal Bond Launch Special Offer

  • Time: October 25 - November 15

  • Benefits: New users purchasing tMuni for the first time enjoy an additional 2% yield subsidy, capped at $500

  • Participation Method: Complete KYC in the official website 'RWA Section' to unlock

  1. PayPal New User Package

  • First deposit of $1000 through PayPal to receive 100 $TREE + 30 days VIP node access

  • Additional Benefits: The first 10,000 users enjoy 3 months of waived cross-chain transaction fees

  1. Node Partner Program

  • Individual staking of $TREE can upgrade to partner nodes

  • Exclusive Rights: 8% Referral Commission + Priority Investment Rights in Ecological Fund + Offline Summit Tickets

  • Only 80 spots left, apply through the official website 'Node Channel'

  1. Enhanced Learning and Earning Activities

  • Complete all courses of Treehouse Academy to receive 1,000 Nuts points (redeemable for $1,000)

  • Invite 3 people to participate in learning, receive an additional 50 $TREE. Entry point: Access via the official website or PayPal 'Crypto Assets' section.