The world of cryptocurrency has never been a 'buy when it rises, criticize when it falls' market—this tug of war for XRP at $3 is a bet on the 'passport' for global finance in the next decade!

Today's market: Is $3 the 'floor' or the 'ceiling'?

XRP is fluctuating around $3 today, down 1.87%, but with a trading volume exceeding 46 million coins, indicating that both bulls and bears are 'fighting'. Technically, a short-term pullback is possible, but overall, it hasn't collapsed. Key point: If $3 holds, it might surge to $3.4; if it doesn't hold, it could drop to $2.8.

Long Brother's viewpoint: Three major reasons for XRP to 'take off'

Legal risks alleviated: After the SEC backed down and withdrew the lawsuit, institutions have started buying aggressively. Giants like Grayscale have already applied for XRP funds, and the money will arrive soon. Cross-border payments are appealing: XRP transfers arrive in 3 seconds, with negligible fees, and banks are eager to cooperate. If it captures 14% of the SWIFT market, the price could multiply several times. Technical 'signal to take off': XRP is currently consolidating at $3, and once it breaks through $3.4, it will surge directly to $4.5, or even higher.

Risk warning: Avoid these three pitfalls!

Regulatory backlash possible: Other lawsuits may affect XRP. Stablecoins competing for business: USDC and these 'regular troops' are also vying for the cross-border payment pie. Whales controlling the market: Ripple still holds 40% of XRP; it's uncertain when they will release it.

Is XRP the 'locomotive of the cross-border payment revolution' or a tool for whales to harvest profits? #加密市场回调