**Huma Finance: Reshaping the Future of DeFi Lending**

Huma Finance is the first on-chain lending protocol based on real-time income assessment, allowing users to obtain instant loans against future cash flows through an innovative "Streaming Credit" model. The platform seamlessly integrates the credit system of traditional finance with DeFi, utilizing smart contracts to automatically execute repayments, opening up new financing channels for small and medium enterprises, freelancers, and DAOs without the need for over-collateralization.