The mission of Huma Finance is to become the 'infrastructure upgrader' of the global payment ecosystem. It focuses on providing alternative settlement solutions to traditional financial institutions (such as banks, payment companies, cross-border trade platforms) that replace SWIFT and pre-financing models, covering the following high-frequency scenarios:
Cross-border payments: Enterprises or individuals can transfer money without waiting 3-5 days, as funds arrive in real-time through stablecoins;
Credit card repayments: After cardholders make a repayment, issuing institutions can immediately obtain liquidity, avoiding capital occupation;
Trade financing: The settlement of payment for importers and exporters is shortened from 'T+3' to 'T+0', accelerating supply chain turnover;
DePIN financing (Decentralized Physical Infrastructure Network): Providing instant funding support for the deployment of IoT devices, 5G base station construction, etc.
In simple terms, Huma Finance allows global payment institutions to say goodbye to the old model of 'pre-storing large amounts of funds + waiting for settlement', and instead achieve real-time settlement + pay-as-you-go through on-chain liquidity within the protocol, completely releasing the value of funds locked by inefficient processes.
@Huma Finance 🟣 #HumaFinance
