💡 The Future of Credit is Here — Powered by @Huma Finance 🟣
Forget over-collateralized crypto loans — Huma Finance is rewriting the rules with its PayFi network. 🚀
🔑 What makes it different?
Instead of locking tokens, borrowers can now unlock liquidity against real-world income streams — salaries, invoices, subscriptions, even remittances.
⚙️ Powered by Huma’s Time-Value-of-Money (TVM) model, the protocol evaluates future income to offer 70–90% of expected revenue instantly via smart contracts.
✅ Fast liquidity for borrowers
✅ Predictable returns for lenders
✅ Transparent, on-chain, and inclusive
🌍 From freelancers advancing invoices to businesses tapping future subscriptions, Huma is bridging payments + financing into Web3.
This isn’t just DeFi.
This is PayFi. The future of income-based finance.