At the intersection of DeFi and RWA, @Huma Finance 🟣 has delivered a compelling data report: 🚀 Total trading volume $5.7B, 🟣 Active liquidity $136M, ✨ Annualized income $17M, and 📈 PayFi asset monthly growth rate 50%.
For institutional investors, the most attractive aspect of this data lies in the balance of risk and return.
Traditional DeFi lending relies on highly volatile crypto collateral, which is susceptible to liquidation due to market fluctuations.
In contrast, Huma's PayFi model uses real cash flows such as wages, invoices, and remittances as collateral, resulting in lower risk and controllable defaults, thus providing institutions with a more robust income channel.
$HUMA in this system is not just a token, but the "value anchor" of the entire flow of funds and incentives.
With the stable release of annualized income, institutions can expect a more transparent income structure, which is also the most valued aspect of the RWA space.
Huma has proven that stable cash flow + efficient on-chain operations is the optimal solution for institutional funds entering DeFi.
