Behind 3.8 Billion Transactions: How PayFi of @Huma Finance 🟣 Connects Reality and On-Chain

While traditional DeFi is still revolving around "collateral", @Huma Finance 🟣 has already taken PayFi into a new track - since its launch in July 2024, a transaction scale of 3.8 billion dollars is not just a simple number, it is proof that the market recognizes the concept of "future income can be borrowed".

The key to PayFi is transforming "invisible future income" into "tangible present capital". Whether you are a worker waiting for your salary or a business with an unpaid invoice, at @Huma Finance 🟣 , you don't need to pledge any tokens; as long as the cash flow is clear, through the TVM model calculation, 70%-90% of the limit can be credited to your account immediately. Smart contracts manage the entire process, making it safe and transparent, and much faster than the "layered approvals" of bank loans.

Why choose Solana? Because PayFi thrives on "high-frequency settlements" and "low fees", and Solana's sub-second confirmation is just right. In addition, the six-layer architecture of PayFi Stack - from transaction layer to application layer, integrates stablecoins, custody, and compliance seamlessly, whether for cross-border remittances or trade financing, this is the real global financial network.

The token $HUMA here is not just for show. Staking can yield annual returns and allow participation in governance; the more active the users, the more solid the ecosystem. When distributed through Binance Launchpool in May 2025, over 50,000 wallets participated, demonstrating the market’s recognition.

From 100 trillion in trade financing to 160 trillion in the payment market, #HumaFinance is set to tackle the "high costs and low efficiency" hard bones of traditional finance. It now seems to be on the right path - unsecured credit that can link the real world with the on-chain network, #HumaFinance has made a far-reaching move.