Decentralized finance (#DeFi) has long lacked a reliable fixed-income layer. Enter #Treehouse @Treehouse Official , a protocol built to deliver predictable, bond like yields on chain. By pioneering on chain Decentralized Offered Rates (DOR) and novel liquid staking tokens (tAssets), Treehouse is creating infrastructure for DeFi’s fixed income future. Its flagship product tETH (a liquid staking ETH token) combines staking rewards with market arbitrage while keeping funds liquid.

At the heart of Treehouse is DOR an on chain benchmark interest rate (think of it as a crypto LIBOR). Expert panelists stake $TREE and submit daily interest rate forecasts based on on chain data. Accurate predictions earn rewards, and errors incur penalties. This transparent mechanism produces a reliable rate curve (the TESR) for Ethereum lending, enabling advanced tools like fixed rate vaults and interest rate swaps in DeFi.

The $TREE token powers the entire ecosystem. Holders stake $TREE to become panelists or delegators, earning yields for providing accurate rate data. $TREE is also used to pay protocol fees (for accessing DOR data). Token holders govern Treehouse by voting on upgrades and new assets. In short, $TREE aligns developers, validators, and users to grow the network.

Treehouse isn’t just theory: its products are live. tETH is integrated into major DeFi platforms (Aave, Compound, Pendle, Euler, etc.), so users can deposit ETH and earn combined staking yields. Over 60,000 wallets hold Treehouse’s tAssets and TVL has jumped by hundreds of millions since late 2024. Treehouse will soon expand to new chains (BNB Chain, Solana, Avalanche) with assets like tBNB, tSOL and tAVAX, extending its fixed income layer across the crypto ecosystem.

For institutions, #Treehouse’s infrastructure is a major attractor. It even includes built-in safeguards (insurance funds, contingency plans) to help protect investors. Many analysts say decentralized fixed income is the “missing link” for crypto’s growth and institutional adoption. If Treehouse hits its roadmap goals, it could become DeFi’s base rate hub, powering safer, more predictable yield strategies.

Want in? Hold $TREE and stake it in Treehouse’s Pre-Deposit Vaults (some launch incentives are offering 50–75% APR). You can also participate as a panelist to help set interest rates. Each new block of data brings #Treehouse’s vision closer and makes crypto yields a lot more stable.