$HUMA – Changing the Game with PayFi
Huma Finance is introducing something new to DeFi: PayFi — lending based on future income instead of over-collateralization. That means users can borrow against salaries, invoices, or remittances without locking up tokens.
By using the Time-Value-of-Money model, Huma allows borrowing up to 70–90% of expected income. Smart contracts handle everything on-chain, making the process fast, transparent, and secure.
The $HUMA token powers the ecosystem — connecting borrowers with liquidity, supporting governance, and driving real activity across the network.
For individuals and businesses, this unlocks instant liquidity without selling assets or waiting weeks for payments. For investors, it creates a strong use case for $$HUMA n the long run.
Huma isn’t just another lending app — it’s building a new credit network for Web3, where future earnings can be turned into real financial power today.
