Huma Finance – Powering On-Chain Income-Based Lending

@Huma Finance 🟣 🟣 #HumaFinance $HUMA

Huma Finance is breaking new ground in DeFi with the first PayFi network — a protocol where borrowing is based not on crypto collateral, but on future income streams like salaries, invoices, and remittances.

🔑 How It Works

Powered by the Time-Value-of-Money (TVM) model

Smart contracts analyze real-world cash flow patterns

Users unlock 70–90% of expected income instantly

Fully decentralized, transparent, and secure

💡 Why It Matters

Traditional DeFi requires overcollateralized loans — often locking out everyday users. Huma flips the model by enabling uncollateralized, income-backed lending, opening DeFi to individuals and businesses worldwide.

By blending payments + financing, Huma is building a more inclusive financial system — where your future income becomes today’s liquidity.

#HumaFinance | @Huma Finance 🟣 🟣 | $HUMA