破军1
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The Opportunities Brought by the Federal Reserve's Cancellation of the Innovation Activities Regulatory Plan
The Federal Reserve's cancellation of the innovation activities regulatory plan (usually referring to the 2016 released 'Innovation Activities Regulatory Plan' SR 16-15 and related adjustments) is a significant policy shift, reflecting the regulatory agency's repositioning regarding fintech development. This change implies a rebalancing of market efficiency, innovative vitality, and risk control, bringing significant opportunities and challenges. Here is my analysis:
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I. Policy Background and Key Changes
1. The core of the original regulatory plan:
SR 16-15 requires banks to actively report to regulatory agencies before engaging in innovative businesses (e.g., blockchain, AI lending, API open banking, etc.) and undergo prior review to control potential risks.
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I. Policy Background and Key Changes
1. The core of the original regulatory plan:
SR 16-15 requires banks to actively report to regulatory agencies before engaging in innovative businesses (e.g., blockchain, AI lending, API open banking, etc.) and undergo prior review to control potential risks.
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
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