Huma Finance – Powering On-Chain Income-Based Lending
@Huma Finance 🟣 #HumaFinance $HUMA
Huma Finance is redefining what’s possible in DeFi with the launch of the first PayFi network — a protocol that lets users borrow not against crypto, but against future income streams like salaries, invoices, and remittances.
By leveraging the Time-Value-of-Money (TVM) model and smart contract automation, Huma enables uncollateralized lending based on real-world cash flow patterns. Users can instantly access 70–90% of their expected income with full on-chain transparency and security.
Unlike traditional DeFi protocols that rely on overcollateralized loans, Huma unlocks capital for everyday people and businesses in a decentralized, scalable way.
Huma’s model blends payments + financing to support a real, usable, and inclusive financial system on-chain — one where your future income is your key to today’s liquidity.
