$XRP

$ETH

The latest AI model from OpenAI, ChatGPT-5, has released its predictions regarding the possibility of XRP surpassing Ethereum (ETH) in market capitalization, to become the second largest cryptocurrency after Bitcoin (BTC).

⚡ Current situation

As of publication, both ETH and XRP show notable momentum throughout 2025, having surpassed significant resistance levels:

ETH at $4,477 with a market cap of $540 billion.

XRP at $3.13 with a market cap of $185 billion.

⏳ Scenarios for XRP surpassing Ethereum

ChatGPT-5 identified three potential timeframes:

1. Short term (2025-2026):

Probability: Less than 5%.

Even with Ripple's legal victories and the adoption of an XRP spot trading ETF, XRP will need to more than triple its value while ETH remains stable.

2. Medium term (2027-2029):

Probability: Between 15% and 20%.

This depends on global regulatory clarity for XRP and its adoption in banking infrastructures, including CBDCs and cross-border payments.

In this scenario, XRP could reach $12 with a market cap of $700 billion, compared to ETH at $20,000 and a market cap of $2.4 trillion.

3. Long term (after 2030):

Probability: Between 25% and 30%.

This depends on Ripple's success in becoming a base for global payment infrastructure, digital asset transfers, and CBDC applications.

📌 The most realistic timeline

ChatGPT-5 indicates that the first realistic timeline for XRP to surpass Ethereum would be between late 2028 and 2030, provided that:

Critical regulatory victories for Ripple.

Widespread adoption by banks and institutional investment funds.

Strong inflows into XRP trading funds.

Slowdown in Ethereum's growth due to regulatory or technical challenges.

🔹 Important Note: If ETH stays near $5,000 and XRP rises above $12, XRP could surpass ETH. However, if ETH rises to the $7,500 – $10,000 range, XRP will need to exceed $20. If ETH reaches $25,000, surpassing XRP above $50 will be very ambitious considering the current supply.

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💡 Summary:

Although ETH remains strong and dominant in the realms of decentralized finance, NFTs, and institutional adoption, XRP has significant future growth potential if it receives regulatory support and global banking adoption.

#XRP #Ethereum #CryptoNews #Cryptocurrency_Forecasts #ChatGPT5 #Ripple