@humafinance leads the change, $HUMA activates new potential for PayFi wealth
While traditional finance still relies on outdated collateral models, @humafinance has pioneered a new path in financial services with the PayFi network driven by $HUMA , transforming the slogan of 'activating wealth potential' into reality. @humafinance innovatively breaks out of the traditional framework of 'physical collateral', using users' future income streams as the core collateral target, allowing individuals and businesses with stable income expectations to easily obtain unsecured lending support, completely breaking the identity and asset barriers in financial services.
Through advanced TVM models and smart contract technology, @humafinance can analyze users' cash flow characteristics in real-time, accurately assess risk levels, and release 70-90% of liquidity for users in a short period. This means that whether individuals want to achieve spending goals early or layout investment opportunities, or businesses need to address short-term funding gaps and expand their scale, they can quickly obtain financial support through @humafinance, allowing 'future income' to create value today. In the realm of real-world payments, @humafinance's innovation is equally noteworthy: it transforms high-quality assets such as corporate invoices into tradable tokens, helping businesses quickly reactivate existing assets and bid farewell to the 'long payment terms' funding dilemma; its global instant payment system and round-the-clock settlement function also eliminate time and regional constraints in cross-border payments, allowing for instantaneous transfer of funds and significantly reducing operational costs for businesses. #HumaFinance
@humafinance's dual-structure design further expands the coverage of financial services: the permissionless retail pool set to launch in April 2025, with 'no KYC' as its core advantage, allows ordinary users to participate without cumbersome reviews, truly achieving 'financial services for everyone'; meanwhile, the institutional pool focuses on compliant cooperation, establishing deep links with licensed financial institutions and large enterprises, providing secure and efficient financing channels for institutional users through standardized service processes, achieving a win-win for multiple parties in the ecosystem. Entering the Huma 2.0 era, the revenue system welcomes a comprehensive upgrade—the classic model guarantees stable returns while adding additional reward mechanisms, allowing users to obtain high returns with low risk; the maximum model attracts users to hold $HUMA long-term with extremely high multipliers.