Até que fim, alguém que tem a mesma visão, concordo com sua visão e creio que apenas com a adoção do Swift em novembro teremos a prova dessa teoria na prática.

$XRP Can it reach US$ 1,000?

🔹 1. The "paradox" of Market Cap in XRP
Market cap (price × circulating supply) is a simple metric, but it does not fully reflect the actual use of XRP. If banks and large institutions use XRP only as a liquidity bridge, they do not need to “hold” billions of XRP.
They only need enough to settle transactions in seconds, as the token enters and exits operations quickly. In other words: the same XRP can be used multiple times a day in different transfers, multiplying its utility without requiring that the entire global financial volume is reflected in the market cap.

🔹 2. Practical example
Imagine that: The SWIFT system moves US$ 7 trillion per day. If only 1% of that amount (US$ 70 billion/day) were settled via XRP, and each XRP were used multiple times throughout the day (thanks to transaction speeds of 3 to 5 seconds).
Perhaps only a few billion XRP circulating would be enough to support that volume.
This would create enormous buying pressure, raising the price — but it would not be necessary for the market cap to reach “trillions of dollars” fixed, because the token circulates and recycles.

🔹 3. The institutional factor
Banks, remittances, and even central banks can use on-demand liquidity (ODL). This means that the demand for the token can increase even without retail investors inflating the price merely through speculation. Unlike Bitcoin (which is a “store of value”), XRP is a bridge currency: the more it is used, the more valuable it tends to be due to temporary scarcity during transactions.

🔹 4. So, can it reach US$ 1,000?
Theoretically, yes, if there is massive institutional liquidity and the token turnover is insufficient to meet demand, creating scarcity.
But, in practice: The supply of XRP (100 billion total) is still very large. Banks may prefer hybrid solutions (CBDCs connected to XRP, stablecoins, etc.). To get close to US$ 1,000, a level of universal adoption would be necessary, or drastic changes in tokenomics (such as massive token burning).