In the cryptocurrency space, fixed income is a well-discussed topic. The market will not always be bullish, nor will it always be bearish. Appropriate financial management is relatively suitable, such as Binance's interest-bearing assets, and the stable fixed income of $TREE is also quite good.
The former is known to everyone, while the latter still needs to be introduced.
Treehouse Labs is currently developing a decentralized protocol that directly addresses the biggest pain point in the cryptocurrency market: funds that cannot be placed during volatile markets. It reconstructs the fixed income logic through two core products:
1️⃣ Floating rate loan pool: Depositors can deposit stablecoins like USDC into the "buffer pool," and the algorithm monitors the derivatives market in real-time to automatically capture volatility premiums, with annualized returns consistently between 8%-15%;
2️⃣ RWA asset introduction: Tokenized government bonds, corporate bonds, and other real assets are integrated to provide compliant income channels for institutions, with the minimum threshold lowered to $100.
Data confirms the value of the sector
📊 In just six months since launch, the TVL has exceeded $730 million, with 80% of funds coming from hedge funds and family offices;
🔒 A unique "dynamic hedging proof" mechanism, with each asset reserve verified by Chainlink oracles and CeFi audits, maintaining a historical liquidation rate of 100%;
🤝 Ecosystem collaborations include Fidelity's tokenized funds, Maple Finance's credit pools, and Swan's Bitcoin staking network.
Ordinary users' dividend window
▸ Currently, depositing USDC can earn basic income + protocol token $THT subsidies (comprehensive APY reaches 21%);
▸ Early liquidity providers have already received the first round of airdrops, with the second round of staking mining set to start in Q4.
When the bull market is over and the tide recedes, only Treehouse can become the ark that carries profits to shore—using on-chain risk control technology to infuse the certainty of traditional finance into the soil of cryptocurrency.
