In traditional finance, credit often relies on assets or collateral, which leads to many people with income but no assets being unable to access financial services. However, #Humafinance generates on-chain credit based on income itself, completely changing this logic.

@Huma Finance 🟣 utilizes smart contracts to map data such as salaries, invoices, and contracts into available credit limits, allowing freelancers, small businesses, and even startup teams to participate in on-chain finance. This model not only lowers the barriers to entry but also enhances the inclusiveness of finance.

Interestingly, this credit system is dynamic and can adjust limits and risks in real-time as income changes. The design of #Humafinance makes the entire ecosystem more robust, while $HUMA also becomes the core tool supporting the credit cycle.

In the long run, @Huma Finance 🟣 is not just providing financing means; it is building a new on-chain credit network, allowing income to truly become the foundation of financial value. The potential of #Humafinance deserves continued attention.