In traditional finance, credit mostly relies on static collateral or historical records, but #Humafinance offers a brand new perspective: generating credit dynamically based on income. This innovation is very close to the real economy because the value of most people is actually reflected in stable cash flow rather than the quantity of assets.

@Huma Finance 🟣 uses on-chain smart contracts to map salary, contract income, invoices, and other data into usable credit limits, allowing users to obtain financing without relying on collateral. This means that financial participation is no longer a privilege of a few, but a universal behavior based on real economic activities.

What is even more interesting is that this credit system is adjusted in real-time. #Humafinance can automatically optimize limits and risk management based on income fluctuations, making the system more flexible and robust. $HUMA plays a core role in ensuring the circulation of credit and the operation of the ecosystem.

I believe this is not only a technological innovation but also an upgrade of financial concepts. @Huma Finance 🟣 brings on-chain credit from abstraction to reality, allowing more people to participate in the DeFi ecosystem. The significance of #Humafinance is to financialize income and make credit inclusive.