Did you think Treehouse is just 'moving fixed income products to blockchain'?
Wrong! 🔥
Its true ambition is:
Move the ultimate weapon of this financial market, interest rate derivatives, on-chain, making the global monetary system lose its last monopoly tool!
Know that in traditional finance, the interest rate market (bonds + interest rate swaps + government bond yield curves) controls the lifeblood of global finance.
But the emergence of Treehouse may allow the on-chain world to have a decentralized interest rate market for the first time, even weakening the dominance of central banks and Wall Street!
1. Why is the interest rate market the core of financial hegemony?
80% of global financial products are anchored to interest rates;
The Federal Reserve's interest rate hikes/cuts determine global capital flows;
Interest rate derivatives are Wall Street's printing machine, creating trillions of dollars annually.
Treehouse targets not the 'retail deposit interest,' but the foundation of the financial hegemony that is the interest rate market.
2. The On-Chain Reconstruction Logic of Treehouse
On-chain securitization: Issuing fixed income certificates through smart contracts;
On-chain Interest Rate Swaps (IRS): Users can hedge against crypto interest rate fluctuations on-chain;
Yield curve modeling: On-chain data can construct an 'on-chain yield curve' in real-time, providing benchmark interest rates for the entire DeFi.
Treehouse gives blockchain the opportunity to break free from 'dollar anchoring' for the first time, entering a self-determined interest rate market.
3. $TREE Token's Monetization Potential
In the Treehouse system, $TREE is not just a governance token, but may evolve into an interest rate settlement currency:
As collateral and settlement units in on-chain swaps and bond markets;
Become a governance credential for on-chain interest rate indices;
Laying the foundation for a future 'on-chain Federal Reserve.'
4. Future Impact: Decentralized Interest Rate Market = Global Financial Reconstruction
If Treehouse truly works:
The central bank's interest rate hegemony will be challenged by on-chain alternatives;
The interest rate derivatives market on Wall Street may gradually become disintermediated;
Web3 will have an interest rate curve independent of traditional systems.
Conclusion
The significance of the Treehouse protocol = The beginning of the decentralized interest rate market.
It is not 'a DeFi application that lets you save money and earn interest,' but a potential rewriter of the on-chain financial monetary order.
Treehouse = The on-chain version of the interest rate hegemony revolution, the true global monetary engine of DeFi! @TreehouseFi#Treehouse $TREE
