Huma Finance (HUMA) is a DeFi protocol aimed at expanding decentralized credit through blockchain technology. Instead of focusing solely on collateralizing digital assets like traditional models, Huma develops a cash-flow based lending mechanism, opening up more transparent and flexible borrowing opportunities.
HUMA is built on the Ethereum platform, utilizing smart contracts to ensure security, fairness, and risk mitigation. A unique aspect of the project is the integration of real-world assets (RWAs) – that is, actual assets from the real world – into the ecosystem, bringing Web3 closer to the real economy.
The HUMA token plays an important role: it is used to pay transaction fees, stake to support system security, and participate in governance to shape the future of the project.
With a vision to bridge traditional finance and blockchain, Huma Finance aims to become a pioneering platform in building a global decentralized credit infrastructure.