Huma Finance is leading the PayFi movement, creating a faster and cheaper alternative to traditional payments. By tokenizing real-world receivables, it enables instant stablecoin-based settlements and yield opportunities for merchants, institutions, and DeFi users.
Market Snapshot
โข Price: ~$0.036โ$0.037
โข Market Cap: ~$60Mโ65M | FDV: ~$370M
โข Supply: 1.73B HUMA (Max 10B)
โข Volume (24h): $25Mโ$35M
โข ATH / ATL: $0.11 (May 2025) / $0.029 (2025)
โข Growth: +12โ16% (24h) | +16% (7D)
Protocol Performance
โข $4B+ total transaction volume
โข $2.3B in credit originated across 12 lending pools
Huma 2.0 deposits: $50M USDC from 53,400 users
Dual Yield Options:
โข Classic Mode Stable yield + staking rewards
โข Maxi Mode Higher returns for risk-tolerant LPs
Funding & Partners
โข $46.3M raised (Seed $8.3M + $38M Series A led by Distributed Global)
โข Backed by Circle, Solana Foundation, Galaxy Digital, NextGen
โข Integrated with Global Dollar Network (GDN)
โข Listed on OKX, Upbit, Bithumb (with margin trading & Simple Earn features)
Technical Highlights
โข Built on Solana (fast, low fees)
Cross-chain support: Ethereum, Polygon, Stellar, Celo, Scroll
โข Huma 2.0 is permissionless, enabling composable DeFi integrations
โข Uses $PST LP token for liquidity provisioning + governance
$HUMA Token Utility
โข Staking & Delegation secure the network, earn rewards
โข Fee Payments for settlements, lending, and yield services
โข Governance vote on protocol upgrades and initiatives
โข Deflationary 50% of fees used for buyback & burn
โข Ecosystem Incentives airdrops, liquidity mining, grants
Recent Highlights
โข Binance Launchpool (May 2025): 250M HUMA rewards
โข Season 1 Airdrop: 5% of supply to early users, +2.1% post-TGE
โข Huma 2.0 Launch: Permissionless yield with Classic & Maxi modes
Why Huma Stands Out
โข First-Mover in PayFi with real-world receivable collateral
โข Institutional-Grade partnerships and investors
โข Fast Settlements using Solana architecture
โข Proven Growth 30,680% annual price surge + 1,500% wallet growth
โข Global Reach serving both DeFi and institutions
Huma Finance isnโt just another DeFi project itโs building the rails for the next generation of global payments.
