Huma Finance – The First PayFi Network
@Huma Finance 🟣 is creating something new in Web3 with the first PayFi network. Instead of using crypto as collateral, Huma lets people borrow money against their future income like salaries, invoices, or remittances. This makes lending more open and accessible for real-world use. #HumaFinance
The system uses a Time-Value-of-Money (TVM) model, releasing 70–90% of expected future revenue instantly through smart contracts. By studying cash-flow patterns, Huma matches users with safe and quick liquidity on-chain.
Why does this matter? Because it brings credit from the traditional world directly into DeFi. With Huma, communities and businesses can access money faster, without waiting or locking crypto. It’s secure, transparent, and designed to grow the financial freedom of users worldwide.
