@Huma Finance 🟣 #HumaFinance $HUMA

Huma Finance's PayFi network is actually redefining the appearance of 'credit' on the chain. Traditional crypto lending focuses on the coins you hold, while it shifts its attention to the money you can earn in the future — paychecks, pending invoices, cross-border remittances — these cash flows hidden in real life are, for the first time, truly considered in on-chain credit evaluation.

Without the constraints of collateral, it relies solely on income models. Smart contracts function like precise calculators; after analyzing your cash flow, 70%-90% of your future income can immediately be converted into usable liquidity. Behind this is the time value of money supporting it, allowing 'future money' to realize its value in advance. For freelancers and cross-border workers, isn't this the key to turning 'expected income' into 'immediate confidence'? Huma's operation has finally allowed on-chain lending to break out of the small circle of crypto assets and truly connect with the realities of life.