Pix has managed to decentralize finances, which was Bitcoin's promise. But the Brazilians did it better!!!!

BRICS Pay promises to reduce the use of the dollar in international trade, lower transaction costs, and strengthen the bloc in the global scenario.
BRICS is accelerating the implementation of a payment system that could transform global trade and reduce the historical dependence on the dollar. Called BRICS Pay, the project is described by some experts as an "international Pix" among countries that together account for more than 40% of the world's population and represent about 26% of global GDP.

The idea is simple on paper, but complex in execution: to create a platform that allows trade transactions between BRICS members to be settled directly in their national currencies, avoiding conversion to dollars or euros. In practice, this would lower transaction costs, reduce exposure to financial sanctions, and provide more economic autonomy to the bloc.